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BBB Accredited Business since
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A BBB Accredited Business since
BBB has determined that Unique Writers, Inc. meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.
BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.
Reason for Rating
BBB rating is based on 13 factors. Get the details about the factors considered.
Factors that raised the rating for Unique Writers, Inc. include:
- Length of time business has been operating
- Complaint volume filed with BBB for business of this size
- Response to 1 complaint(s) filed against business
- Resolution of complaint(s) filed against business
Customer Complaints Summary Read complaint details
|Complaint Type||Total Closed Complaints|
|Problems with Product/Service||1|
|Total Closed Complaints||1|
Customer Reviews Summary Read customer reviews
|Customer Experience||Total Customer Reviews|
|Total Customer Reviews||0|
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
These agencies may include:
Department of Insurance
Phone Number: (800) 927-4357
The number is 0H45163.
Type of Entity
Business ManagementMr. Michael Passaglia, President Mr. Daniel Newton, Chief Operating Officer
Insurance - Life Annuities
Hours of Operation
|M||:||8:00 AM - 5:00 PM|
|T||:||8:00 AM - 5:00 PM|
|W||:||8:00 AM - 5:00 PM|
|Th||:||8:00 AM - 5:00 PM|
|F||:||8:00 AM - 5:00 PM|
Alternate Business NamesLegacy Life Insurance Solutions
Products & Services
This company offers life insurance, annuities, and life planning services.
950 Tharp Road Suite 800
Yuba City, CA 95993 Directions
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BBB Complaint Process
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Additional Phone Numbers
- (888) 812-2814 (Fax)
Complaint Trends - Last 3 Years
Customer Review Trends
BBB Customer Review Rating plus BBB Rating Overview
BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.
|Customer Review Experience||Value|
|Positive Review||5 points per review|
|Neutral Review||3 points per review|
|Negative Review||1 point per review|
BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.
BBB Letter Grade Scale
Star Rating scale
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Problems with Product/Service
Read Complaint Details
Complaint: I was contacted by ******* *********, after calling a solicitation to inquire about Mortgage insurance for my home Mortgage. I specifically asked her for a product that would pay off my mortgage in the event of my death. She came to my home and sold me a policy that was not Mortgage Insurance. She informed me that this was in fact Mortgage insurance, and the policy would fully cover my mortgage. She signed me up for automatic deductions every month. When I signed the contract, it was much different than the copy she mailed me. She took the original with her and then mailed me a copy much later. When I reviewed the copy it was not what we discussed. When my daughter caught her lying, she said that Life insurance is mortgage insurance and they are one in the same. She also said that I purchased life insurance for which she was taking out of my account monthly. I asked her to cancel and she continued to cancel. She came to my home to solicit my business then when I attempt to cancel she does not respond or help. She continues to fraudulently withdraw funds from my account monthly.
Desired Settlement: I would like a refund however I don't see this as happening because she won't even return my calls. So I would be so thankful if this matter can be fully investigated. She took advantage of me financially and committed fraud. My daughter is planning on notifying Adult Protective Services to ensure she never takes advantage of other seniors. We are living on limited income and when we reach out to Agents they should never take advantage of us. Everyone will be senior citizen one day.
Unique Writers is a National Insurance Marketing Organization. We work with hundreds of independent agents nationally. These agents run their own businesses and operate independently. Unique Writers provides training and contracting for agents to allow them to represent a number of leading insurance carriers. Agents that work with unique Writers have the option to operate under the name of Legacy Life Insurance Solutions. They are not employed by this entity or Unique Writers.