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Better Business Bureau ®
Start With Trust®
Northeast California

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BBB Accreditation

A BBB Accredited Business since

BBB has determined that River City Bank meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that raised the rating for River City Bank include:

  • Length of time business has been operating.
  • Complaint volume filed with BBB for business of this size.
  • Response to 1 complaint(s) filed against business.
  • Resolution of complaint(s) filed against business.
  • BBB has sufficient background information on this business.

Customer Complaints Summary Read complaint details

1 complaint closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 1
Total Closed Complaints 1

Customer Reviews Summary Read customer reviews

0 Customer Reviews on River City Bank
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: January 05, 1993 Business started: 12/14/1973 Business started locally: 12/14/1973 Business incorporated: 11/01/1963 in
Type of Entity


Business Management
Jeremy Spencer, Internal Audit Manager Tim Angello, Compliance Officer
Contact Information
Principal: Jeremy Spencer, Internal Audit Manager
Business Category


Products & Services

River City Bank provides personal and business financial services.

Additional Locations

  • 1039 Sunrise Ave.

    Roseville, CA 95661 (916) 783-5387

  • 199 Main St

    Woodland, CA 95695

  • 239 E St

    Davis, CA 95616 (530) 753-1131

  • 2485 Natomas Park Dr Ste 100

    Sacramento, CA 95833 (916) 567-2600 (916) 780-6515 (530) 666-6681 (530) 626-0700

  • 2800 Del Paso Rd

    Sacramento, CA 95834 (916) 574-9820

  • 348 Main St

    Placerville, CA 95667

  • 3992 Douglas Blvd Ste 110

    Roseville, CA 95661 (916) 780-6515

  • 4033 Cavitt Stallman Rd

    Granite Bay, CA 95746

  • 5650 Sunrise Blvd.

    Citrus Heights, CA 95610 (916) 863-2265

  • 7127 Elk Grove Blvd Ste 103

    Elk Grove, CA 95758 (916) 288-1160

  • 8923 Elk Grove Blvd.

    Elk Grove, CA 95624 (916) 503-7200

  • 900 Howe Ave

    Sacramento, CA 95825 (916) 567-2800

  • 900 K St

    Sacramento, CA 95814 (916) 441-4653

  • 1

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Professional AffiliationsX

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

  • Advertising or Sales
  • Billing or Collection
  • Problems with Products or Services
  • Delivery
  • Guarantee or Warranty

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.


BBB Complaint Process

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Additional Phone Numbers

  • (530) 626-0700(Phone)
  • (530) 666-6681(Phone)
  • (916) 780-6515(Phone)

Additional Web Addresses

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Complaint Detail(s)

10/15/2012 Problems with Product/Service | Read Complaint Details

Additional Notes

Complaint: fraud issue between river city bank and ***********. over 1000 dollers has been stolen from my checking account. I am currently dealing with a fraud issue between river city bank in Sacramento and *********** bank. i have a checking and saving account with river city bank, i have no accounts or reason to deal with *********** who i will also be filing a complaint against. over the last few weeks a total of 1031.31 dollers has been taken out of my checking account not counting overdraft charges and it has all gone to ***********. this is blatent fraud or identity theft, i have never done any business with ***********. the charge include: 8/27/XX XXX.03 mobile payment 8/27/XX XXX.28 online pm payment 9/17/XX XXX.00 online pm payment 9/18/XX XXX.00 online pm payment when i speak with *********** they tell me there is nothing they can do and this needs to be investigated by the bank but when i speak with my bank they tell me this needs to be investigated by *********** and there is nothing they can do to help me either. i feel like both companies are trying to leave me in limbo rather then right the situation. everytime i speak with either company they say i need to deal with the other company and stay calm. ive stayed calm and tried to deal with this but there seems to be nothing i can do to get my hard earned money back that was stolen out of my bank account wich i find hard to believe

Desired Settlement: i want all overdraft fees reversed and the money that was stolen reinversed and the person/persons held accountable for there actions wich i would assume shouldnt be hard considering they used a cell phone and computer to do these transactions so there should be a phone number and ip address information for them to track this person down and assure that they cant put anyone else in finacial hardship and have there hard earned money stolen straight out of there bank account like what happened to me.

Business Response: Business' Initial Response
Contact Name and Title: ******* ********* Contact Phone: XXX-XXX-XXXX Contact Email: ***** We have completed the claim. We returned all claims still within 60 day period. There was one debit that should have been returned by X-XX-XX and since he came into Howe Ave on the 19th and spoke to **** it was decided that he did make us aware of the issue within his time limit. We also waived applicable NSF fees. We transferred the total of $2,160.01 to his new account XXXXXXXXX and left Mr. ****** a message.

BBB's Final Determination: Business offered a resolution. Consumer did not pursue further with BBB and the matter was assumed to be resolved