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BBB Accreditation

A BBB Accredited Business since

BBB has determined that California Loan & Jewelry Co., Inc. meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for California Loan & Jewelry Co., Inc. include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 1 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

1 complaint closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 1
Total Closed Complaints 1

Customer Reviews Summary Read customer reviews

0 Customer Reviews on California Loan & Jewelry Co., Inc.
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: January 18, 1990 Business started: 01/01/1909 Business started locally: 01/01/1909 Business incorporated 06/14/1974 in CA
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Department of Business Oversight
1515 K St. Suite 200, Sacramento CA 95814
Phone Number: (866) 275-2677
The number is 1001199.

Department of Business Oversight
1515 K St. Suite 200, Sacramento CA 95814
Phone Number: (866) 275-2677
The number is 6072080.

Type of Entity


Business Management
Mr. Warren Anapolsky, President
Contact Information
Principal: Mr. Warren Anapolsky, President
Business Category

Pawnbrokers Jewelry Repair Check Cashing Service Gold Buyers

Additional Locations

  • 916 J St

    Sacramento, CA 95814 (916) 446-3000


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.

Complaint Detail(s)

9/23/2013 Problems with Product/Service | Read Complaint Details

Additional Notes

Complaint: 1-On May 22, 2013 I took some jewelry items to California Loan & Jewelry, located at 916 J Street Sacramento, owned by Mr. Annapolsky. While on the phone he sounded nice and encouraging but he changed his tune when I got there! He selected only one gold earring and offered me $13 for it I thought the half is lost so reluctantly said yes. But in order to pay he asked for a comprehensive identity document s one after another and storing in the computer immediately even a copy of my Driver's license. 2- He did not issue a receipt and when asked for it he refused to do that and he said does not have any operational document on the basis of which he is licensed to operate. 3- Whatever questions I asked the answer was because I am saying so. No documentation no receipt and no respect for the customer. 4-At home I found the other half of the earring and when I came back few days later to buy it back he said I have to wait for a full month so he would sell it to me for a surcharge $12.00 only after a month. 5- Considering storing my identity in his computer he said he is going to keep it forever. 6- I went back to get the earring on July 28 he said he does not have it because I was six days late. He was extremely disrespectful and threatening and asked me to leave right away. 7-My question is why a financial business is allowed to operate as he does? And I want you to help me to get this self-centered and untrustworthy business person delete my confidential and personal information from his files. Thanks

Desired Settlement: Delete my personal Information from his files completely..

Business Response: Business' Initial Response
1. As best we can remember the item we purchased was the only one that was gold. We would have purchased more if they had been gold and/or Mr. **** had authorized us to purchase them. It is California State Law that requires us to ask for a hard copy ID--drivers license, passport or matricular card. We also take a photo of the license or matricular card in case the police contact us regarding the transaction. 2. We usually give the customer a receipt if they ask for it. If we did not, we apologize. As for documents, all our licenses to operate--State and City are posted on the wall along with all other documentes as required. 3. We strive to give the best customer service possible, and again apologize for Mr. ****'s perceived slights. 4. It was explained to Mr. **** that State law requires us to hold all purchased items for 30 days. We offered to sell it back to him at more than we purchased it for and with sales tax added--again a state requirement--and he agreed to this. 5. We have over 8,000 clients information in our computors, and have never had a request to delete a client. We were under the impression we could not. We have checked with the software creator and have found out that it is possible to do so if we are so inclined. 6. Mr. **** said that he would be in on a certain date and when he did not show up, we waited a few days more. When he had not contacted us by phone or in person, we scrapped--sold--the item as we are allowed by law to do to recoup our investment. When Mr. **** finally came in, he became very abusive to our staff and was asked to leave the store. 7. As I stated earlier, California Loan & Jewelry strives to give the best customer service possible. Unforunately, no business can be 100% perfect. We have been in business in Sacramento for over 100 years and our record with the Better Business Bureau is excellant. 8. Hopefully we have answered Mr. ****'s concerns and if there are any further questions, please contact me. 9. Also, now that we know that we can delete a clients file and it is legal to do so, we would be more than happy to remove Mr. ****'s records as soon as he drops his complaint

Consumer's Final Response
In response your email I have to say that I have not received anything in the mail yet, I cannot speculate. The website address comments and explanations seem encouraging. The point is that I want serious problem solving, and not unverifiable statements or promises. I would like to receive proof that what he is stating is done. If that happens or would happen I withdraw my complaint and I wish him well. waiting for your response! Respectfully ***** ****

Business' Final Response
We have deleted Mr. ****'s information from our database... The only way we can prove it to him is to have him come in and we will show him that his name and information is no longer in the system... Or he can trust us to say we did what he asked...As I am sure he is not going to come in here again, we have no reason to keep him in the system... We have done as requested, now it is up to him to drop his complaint...