Beware of Green Dot MoneyPak Scams!
Your BBB wants to remind you to beware of scammers using the Green Dot MoneyPak prepaid cards you can purchase at local stores. Using a prepaid card is a convenient way to pay bills online without threat of risk to your bank account. But scammers have found a way to get that money from you too! Green Dot spokesman states, “Fraudsters will call or email you saying that you won a lottery or can buy discount merchandise at their phony websites – but you need to pay fees to get your prize or purchase that merchandise via MoneyPak –and only MoneyPak, then they ask for the 14-digit code.” Once you have given them that code – the crooks can then transfer your MoneyPak funds to their own prepaid cards.
MoneyPakoffers these 7 tips to help protect you from fraud!
To avoid falling for MoneyPak scams, consumers should:
· Be wary of websites or Craigslist advertisements linking to websites where customers are specifically asked to pay with a MoneyPak card.
· Never give their MoneyPak number to someone they don't know.
· Remember that advance-fee loan offers are illegal and targeted at customers and companies struggling with debt and poor credit.
· Remember that if you're told you have pay to a fee -- via MoneyPak or wire transfer -- to collect a cash prize or sweepstakes winnings, you're being scammed.
· Avoid offers that don't accept credit card payments and require you to purchase a MoneyPak and provide the card number via email or by phone.
· Beware of websites requesting MoneyPak as a form of payment even if they display the MoneyPak or Green Dot logo. Consumers should check www.moneypak.com for a list of approved MoneyPak partners.
· Treat their MoneyPak cards like cash. Unlike credit cards, MoneyPak transactions can never be reversed.If you are aware of a possible scam, alert Green Dot. If you believe you are a victim of fraud contact your local police to file a claim and complain to your state’s consumer protection bureaus and the Federal Trade Commission.