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Metropolitan New York, Long Island, and the Mid-Hudson Region

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This business is not BBB accredited.

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Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Based on BBB files, this business has a BBB Rating of No Rating. The reason is as follows:

  • This business has no rating because BBB has information indicating it is out of business.

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Additional Complaint Information

In January and February of 2007, Domains by Proxy cancelled the privacy service for,, and because attempts to contact the registrants were unsuccessful and therefore in violation of Domains by Proxy's terms of service. ***Liberty Financial ( is registered to Peter Snow at 100 Young Street, Toronto, Ontario M1A6B3, Canada and mail sent to this address was returned. ***Liberty Mutual Financial Service ( and Right Value Financial Service ( are both registered to Business Innovations at Lawrence East Avenue, Scarbrough, Ontario M1C2A5, Canada and mail sent to this address was returned. ***Prudent Financial Services ( is registered to Arnold Rabin at 500 Lawrence Avenue, Toronto, Ontario M1R8B5, Canada. None of the above addresses are recognized by Canada Post, Canada’s postal service.

As of April 11, 2007, over 170 complaints have been filed with the BBB against this firm. Most of these complaints were closed "non-pursuable" because the BBB was unable to contact the firm. All known addresses for this firm are false. ***According to information received by the BBB, Liberty Financial and its affiliates promise guaranteed loans of up to $150,000 in exchange for fees totalling as much as $13,000. Consumers are instructed to send money to an individual located in Canada via Western Union; consumers note that subsequent to forwarding the required monies they do not receive the promised loan. ***Advance fee loans are illegal in the United States and Canada. In New York State a loan broker may charge a fee of no more than 1/2 of 1% of the value of the loan. Consumers are advised not to give personal information to random firms offering loans, grants, credit cards or unsolicited services over the phone.***

Additional Information

BBB file opened: November 15, 2006
Business Management
Tommy Beckford,, Arnold Rabin, Registrant - Peter Snow, Registrant -
Contact Information
Principal: Tommy Beckford,,
Principal: Arnold Rabin, Registrant -
Principal: Peter Snow, Registrant -
Business Category


Alternate Business Names
All Credit Financial American Century Financial Business Innovations Charma Wells Financial Group Family Tree Investment Group Family Tree Investments Federal Trust Financial, Inc. First Union Financial Group Nation X Financial Prudent Financial Services Inc. Re-Active Re-Active Solutions Inc Reactive Solutions Right Value Financial Tribute Financial Group Union Financial Services United Heritage Credit Union Vitech Financial Services Wells Financial Inc Wells Financial Services
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According to information in BBB files, it appears that this business is no longer in business.