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The National Credit Union Administration (NCUA) is the independent federal agency that charters and supervises federal credit unions. Each individual member's account is insured by the NCUA up to $250,000 per account through December 31, 2009, as required by the Emergency Economic Stabilization Act signed into law on October 3, 2008. Funds are insured through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States Government.
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