This business is not BBB accredited.
United Legal Investigation BureauAdditional Locations
Phone: (612) 454-7042 View Additional Phone Numbers Unknown, Minneapolis, MN 55401 ! There is an alert on United Legal Investigation Bureau !
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This business is not BBB accredited.
Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.
To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.
Reason for Rating
BBB rating is based on 13 factors. Get the details about the factors considered.
Factors that lowered the rating for United Legal Investigation Bureau include:
- 8 complaint(s) filed against business
- Failure to respond to 7 complaint(s) filed against business
Factors that raised the rating for United Legal Investigation Bureau include:
- Length of time business has been operating
- Resolution of complaint(s) filed against business
Customer Complaints Summary Read complaint details
|Complaint Type||Total Closed Complaints|
|Problems with Product/Service||1|
|Total Closed Complaints||8|
Customer Reviews Summary Read customer reviews
|Customer Experience||Total Customer Reviews|
|Total Customer Reviews||0|
Business ManagementOwner/Manager, Owner / Manager
Based on a review of information in our files, BBB believes this company is a fraudulent entity which attempts to use threats and coercion to collect money from people who have taken out or even simply looked into taking out an online payday loan. Consumers report this company has been abusive and threatened to sue them and report them to the FBI and other authorities.
When you're contacted by a debt collector, BBB recommends that you:
-Know your rights. Review the federal Fair Debt Collection Practices Act (FDCPA), which sets standards for collection agencies and prohibits abusive tactics. http://business.ftc.gov/documents/fair-debt-collection-practices-act.
The FDCPA is enforced by the FTC and violations should be reported. Debt collectors:
* Cannot threaten you with arrest.
* Are not allowed to make idle threats, express or implied, or use abusive language.
* Should not discuss consumers' accounts with unauthorized third parties.
* Must investigate the validity of a dispute over a debt.
-Verify the legitimacy. Get the debt collector's name as well as the name of their company to research the collection agency further. See if they have a website or a Business Review at bbb.org.
-Verify that the representative who called is affiliated with the collection agency. Also, make sure the company is licensed to do business in your state. In Minnesota, collection agencies have to be licensed by the Minnesota Department of Commerce; in North Dakota by the Department of Financial Institutions.
-Request written proof. By law, a collection agency must provide a validation notice within five days of contacting you about the debt. Within 30 days of receiving their validation notice, send the debt collector a written request to verify the details of the debt.
-Do not provide personal or financial information until the validity of the debt and the debt collector has been confirmed. If the debt cannot be verified or if requested documentation isn't provided, be extremely wary.
BBB is unaware of any legitimate organization called United Legal Investigation Bureau. BBB also does not have a valid address on file for this entity.