Business ProfileforGurstel Law Firm, P.C.

I had a loan through Upstart that I was told was sold to ********************* I had been trying to contact Velocity via mail and phone to try and set up an arrangement before it was escalated past collections. Velocity informed me after a BBB complaint that Gurstel, *******, and Chargo P.A. was handling the account. Recently while we were away, our home was visited by a very aggressive process server. Gurstel, *******, and Chargo P.A. will not respond to my correspondence via mail or phone and voicemail. I am not liable for this debt with ********************* LLC or Gurstel, *******, and Chargo P.A.. I was never given any certified documentation or proof of its authenticity. I don't have a contract with them owning this alleged debt.Collection Account Reference ******* Amount $4,184.32. This notice is to inform you that you have unlawfully reported an alleged debt to my consumer report. Under the New Rule REGULATION F which took effect November 30, 2021, ************************ LLC has violated 1006.30A and its new rule by parking this alleged debt on my consumer reports. ***** and Desist the reporting of this alleged Debt immediately or I will escalate this matter to taking legal action. I have not given you written permission to put anything on my credit profile. You have no permissible purpose by law to contact third parties with my private or personal information. Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt. Cease and Desist all collections activity AND DELETE FROM MY CONSUMER REPORT! YOU HAVE 10 Calendar days to DELETE THIS ACCOUNT FROM MY CONSUMER REPORTS! or I will take legal action for consumer law violation. DELETE THE ACCOUNT FROM YOUR RECORDS AND ALL CONSUMER REPORTING AGENCIES