BBB Business Review

This Business is not BBB accredited

BBB Business Reviews may not be reproduced for sales or promotional purposes.


Company offers a program called mortgage manager which is a bi-weekly mortgage payment plan offered free of charge through a computer software program. According to promotional material issued by the subject, the mortgage payment plan allows homeowners to pay out their mortgages ahead of their regular pay schedules, allegedly saving money by completing mortgage payments 8 to 12 years ahead of normal. The company states the software is given away to homeowners free of charge through a through a network of independent distributors.

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Information Brokerage Services Inc include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 4 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

4 complaints closed with BBB in last 3 years | 1 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 1
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 3
Total Closed Complaints 4

Additional Complaint Information

According to information provided by the company. Information Brokerage Services Inc started business January 1, 2003.

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Information Brokerage Services Inc
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: April 27, 1992 Business started: 01/01/2003 in KS Business started locally: 01/01/2003 Business incorporated: 12/30/2002 in KS
Type of Entity


Business Management
William Bradford, Registered Agent Michael Forbes, President Curt Ketzner, Registered Agent
Contact Information
Principal: William Bradford, Registered Agent
Principal: Michael Forbes, President
Business Category


Alternate Business Names
IBS Inc. Mortgage Manager
Additional Information

Recently, we have been receiving inquiries on global internet services. Inquirers indicate that for $44.95, IBS claims they can start their own internet service provider company. We have requested information from IBS about this offering.

Additional Information

On November 5, 2002 the Office of the Kansas Securities Commission issued an Emergency Cease and Desist Order against Information Brokerage Systems, Inc and Michael Edgecomb for allegedly promoting and offering 100% insured, high rate certificates of deposit, returning 14 to 24% interest per year. The Order alleges that neither the investment opportunity nor the respondent promoting are properly registered under the Kansas Securities Act.

Business Management

Michael Forbes is known to the Better Business Bureau from a previous company Information Brokerage Systems Inc. A separate report is available on Information Brokerage Systems.

Industry Tips
Work-at-Home Schemes

What is a BBB Business Review?

We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.


About BBB Business Review Content & Services:

Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
Not all enhanced content & services are available at all Better Business Bureaus.

Professional AffiliationsX

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.


BBB Complaint Process

Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business's response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.


Industry Tips


What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.


What government actions does BBB report on?

BBB reports on known government actions that are relevant to the business's marketplace dealings with the public.


Thank you for your feedback!

Help us improve by taking our survey.


BBB Reporting Policy

As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.


Additional Phone Numbers


Additional Web Addresses

Find a LocationX

  Change Location
Show Only Accredited Locations