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Central Indiana

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This Business is not BBB accredited

R E Mortgage Services

Phone: (317) 872-1500 View Additional Phone Numbers 438 Motif Blvd, Brownsburg, IN 46112

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BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that lowered the rating for R E Mortgage Services include:

  • Failure to have a required competency license.


Customer Complaints Summary Read complaint details

1 complaint closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 1
Total Closed Complaints 1

Customer Reviews Summary Read customer reviews

0 Customer Reviews on R E Mortgage Services
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

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BBB file opened: July 13, 2006 Business started: 03/26/1998 in IN Business incorporated: 03/26/1998 in IN
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Financial Institutions, IN Department of
30 S. Meridian Street, #300, Indianapolis IN 46204
http://www.in.gov/dfi
Phone Number: (317) 232-3955
On 9/16/2013 BBB confirmed that the license from Financial Institutions, IN Department of expired.

Type of Entity

Limited Liability Company (LLC)

Business Management
Mr. Kevin Rushing, President
Contact Information
Principal: Mr. Kevin Rushing, President
Business Category

Mortgage Bankers Mortgage and Nonmortgage Loan Brokers (NAICS: 522310)

Alternate Business Names
Rushing Enterprises, L L C
Industry Tips

A mortgage will likely be the largest loan of your lifetime. For most, it can be a unfamiliar process where you must trust the company that you are dealing with to be honest and ethical.

Although the majority of mortgage lenders are trustworthy, the best way to gain peace of mind during this process is to be prepared and ask questions.

First of all, know how much house you can afford. This doesn't mean how much a lender tells you that you can afford. Analyze your budget to find out what you are comfortable paying each month.

Take a look at your credit report. The BBB encourages consumers to frequently review their credit report. This gives you the opportunity to verify the accuracy of what is being reported and clean up any errors prior to beginning the mortgage process. This can save you valuable time. You can obtain a free annual credit report at www.annualcreditreport.com.

Know how much of a down payment you have. The amount put down on a mortgage loan can greatly affect the amount of money you spend over the lifetime of the loan. Explore all your options including borrowing from your 401k or retirement account.

When you are ready to shop around for a mortgage, keep in mind that you are the customer and have the right to talk to multiple lenders in order to find one that best suits your needs. Be cautious of high-pressure sales tactics. Familiarize yourself with the different types of lenders such as mortgage bankers, mortgage brokers, savings & loans, etc. Know the advantages of each type and which you feel would be most suitable.

Be sure to keep in mind while shopping for a mortgage not to give multiple lenders permission to pull your credit report. Multiple hits on your credit report can adversely affect your credit rating.

Ask prospective lenders to explain the different types of loans available and carefully analyze the difference between each. Ask about the total cost of the loan including interest rates, points or other fees.

Ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees. Make sure to find out what fees are refundable should you decide to cancel the loan agreement.

Don't forget to figure in your property taxes. If you are purchasing a brand new home where taxes have not yet been assessed, they can be higher than anticipated. Also keep in mind that during the second year of your mortgage, you will owe taxes for both the first and second year. Be sure to budget accordingly.

Don't be afraid to ask about any charges you don't understand. Also, don't feel pressured into signing any documents until you are completely clear as to what you are signing. You have every right to read each document before you sign it, regardless of how long it takes.

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BBB reports on known significant government actions involving business' marketplace conduct.

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