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Consumer Credit Counseling Service is nonprofit and dedicated in helping solve debt repayment problems, avoiding bankruptcy, and restoring self-esteem. CCCS is an accredited counseling service that provides service in four ways: -FREE FINANCIAL COUNSELING -DEBT MANAGEMENT PLANS -BANKRUPCY PRE-FILING COUNSELING & POST-INSTRUCTIONAL COURSE -FINANCIAL EDUCATION Consumer Credit Counseling Service of Northern Idaho, Inc. provides free financial counseling and education programs to residents in Idaho and Eastern Washington. They have an office located in Lewiston, Idaho for face-to-face appointments; or, they offer appointments over the phone or email.

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Rural Dynamics, Inc. meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

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Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Rural Dynamics, Inc. include:

  • Length of time business has been operating
  • No complaints filed with BBB

Industry Ratings Comparison | Chart

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Customer Reviews Summary Read customer reviews

1 Customer Review on Rural Dynamics, Inc.
Customer Experience Total Customer Reviews
Positive Experience 1
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 1

Additional Information

BBB file opened: November 03, 1999 Business started: 01/01/1958 in MT Business started locally: 04/01/1968 Business incorporated 04/01/1968 in MT
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Montana Secretary of State
State Capital 2nd Floor Room 260, Helena MT 59601
Phone Number: 406-444-2034

Idaho Secretary of State
700 West Jefferson Room E205, Boise ID 83720
Phone Number: 208-334-2300

Type of Entity


Business Management
Ms. Laura Craig, CFO & Director of Finance Mr. Tom Jacobson, Executive Director
Contact Information
Principal: Ms. Laura Craig, CFO & Director of Finance
Business Category

Credit & Debt Counseling Bankruptcy Assistance & Services Foreclosure Services Bankruptcy Counseling - Federally Certified Grant Writers Reverse Mortgage

Alternate Business Names
CCCS of Northern Idaho CCCS of Northern Idaho/RDI Consumer Credit Counseling Service of Montana Consumer Credit Counseling Service of N. Idaho Consumer Credit Counseling Service of Northern Idaho
Additional Information

This company is in no way affiliated with a Daytona Beach, Florida company of a similar name called Consumer Credit Counseling of America, Inc. dba Consumer Credit Counseling BBB, which has listed a phone number in the Billings, Montana Dex Telephone book which may mislead consumers that the company is located in Billings when in actuality it is located in Daytona Beach and other Florida locations, as well as Massachusetts.

Customer Review Rating plus BBB Rating Summary

Rural Dynamics, Inc. has received 5 out of 5 stars based on 1 Customer Reviews and a BBB Rating of A+.

BBB Customer Review Rating plus BBB Rating Overview
Industry Ratings Comparison Chart X
Same Relative Size   All Businesses
The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB's database of businesses located in Eastern Washington, North Idaho and Montana. Businesses may engage in more than one type of business.

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.