Business ProfileforTaylor Chevrolet

Today, 5/4/2022 I received a call from ***********************. She co-signed for me a car last year in August, 2021. In December, I was involved in an accident that totaled the car out. My insurance company paid most of the money to the lender ***************** Because I did not have GAP insurance, I was informed by ************** that I did have ****************** and that I would have to go back to my dealership (Taylor Chevrolet) and they would handle the remainder of the payoff. In January of 2022, I purchased another vehicle through Taylor Chevrolet and at this time, I did not need a co-signer. I was told at that time, that I didn't need to put down any cash and that the balance of what was owed **************, would be paid by Taylor Chevrolet by *************************. Today I received a call from *********************** stating that ************** contacted her and said she would be garnished $400+ for fees that were accrued by her (me because she was the cosigner). I just so happened to be at Taylor Chevrolet getting an oil change today when she contacted me and after I left the service department, I went over to see my dealer that had sold me the car (*************************). He did a little research and informed me that because ************** did not receive the check from the ****************** until March of 2022, the time that had lapsed was my responsibility and that I had to pay it. He told me at that time that I should have been checking with them regularly or paying them until the check was received. I was never informed that I should contact the financial institution after January to see if they had received their check. I knew that they had received the check from my insurance company because that was done during the purchase of the car in January. I paid my last car payment to Ally as informed to do by my insurance company (Liberty Mutual) and *****. When I drove off in January with my new vehicle, I was informed by ***** that I was all set, nothing else needed to be done.