Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Genisys Credit Union has 28 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Genisys Credit Union

      PO Box 436034 Pontiac, MI 48343-6034

    • Genisys Credit Union

      49692 Gratiot Ave Chesterfield, MI 48051-2526

    • Genisys Credit Union

      7357 Deer Lake Road Clarkston, MI 48346-1214

    • Genisys Credit Union

      2445 Union Lake Road Commerce Township, MI 48382-3554

    • Genisys Credit Union

      207 Huron Blvd. Marysville, MI 48040-1423

    Business ProfileforGenisys Credit Union

    Credit Union
    Multi Location Business

    At-a-glance

    Customer Reviews

    1.83/5stars

    Average of 6 Customer Reviews

    Customer Complaints

    21 complaints closed in last 3 years

    11 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Related Categories

    Business Details

    This is a multi-location business.

    Find a Location

    Genisys Credit Union has 28 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Genisys Credit Union

        PO Box 436034 Pontiac, MI 48343-6034

      • Genisys Credit Union

        49692 Gratiot Ave Chesterfield, MI 48051-2526

      • Genisys Credit Union

        7357 Deer Lake Road Clarkston, MI 48346-1214

      • Genisys Credit Union

        2445 Union Lake Road Commerce Township, MI 48382-3554

      • Genisys Credit Union

        207 Huron Blvd. Marysville, MI 48040-1423

      Location of This Business
      PO Box 436034, Pontiac, MI 48343-6034
      BBB File Opened:
      7/20/2004
      Years in Business:
      88
      Business Started:
      1/1/1936
      Business Started Locally:
      1/1/1936
      Business Management
      • Mr. Brian Dowgiallo, VP, Risk Management
      Contact Information

      Customer Contact

      • Mr. Brian Dowgiallo, VP, Risk Management
      Additional Contact Information

      Fax Numbers

      • (248) 322-6512
        Other Fax

      Phone Numbers

      Email Addresses

      Industry Tip

      BBB Tip: How to choose a new bank or credit union

      Customer Complaints

      21 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      10/27/2023

      Complaint Type:
      Billing Issues
      Status:
      Answered
      Hello Fraud began on our Genisys Account at the end of November 2022, after we took a vacation to the South East Coast and use our Genisys CC during that trip.I didnt catch it, nor did Genisys CU until June/July 2023.I then looked back and realized small amounts were being charged to our account since November.I called in and the Genisys Rep suggested I call the scammers and try to get my money back.I thought this was ridiculous, as first of all I am the customer, and the business should have a department that takes care of this process. And secondly, I would be calling scammers. Theyre not going to give me my money back. But I did what she suggested. Anf of course I was just shut down.I called Genisys back and reported this and insisted that I wanted to file a fraud report. I did.They kept telling me that they would only credit my account up to 3 months back. I argued that I had been a loyal long time customer, paying off loans and always paying the current loan on time. We have paid them thousands of dollars in interest. I thought our money/credit was safe with them? I thought they were insured? And that they should refund us for all the fraudulent charges. Im sure we have and are paying interest on all these fraudulent charges totaling approximately $1000. Do date they have only refunded approximately $600, not including any interest.I have called them at least 10 times since June/July, having to ask and explain the situation over each time. I am so over trying to get them to do the right thing. They say that Master Card only covers 3 months worth of fraudulent activity. I think this is ridiculous. MC is a huge company. They should be insured. We have been great customers. And Im asking them to credit all of the fraudulent charges plus interest since the end of November 2022.This has happened to us before and the credit card company has always refunded all of the fraudulent charges plus interest. I would expect the same from Genisys Credit Union.
      Read More

      Customer Reviews

      6 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Jane T

      2 stars

      08/19/2023

      Genisys financed my car back in 2022 I had the car for about 6 months and it was stolen. They took me through so much along with the dealer for payments. I made them aware the day of the car being stolen that it was taken and Im sure they were aware of how lengthy the process for insurance and gap pay etc goes. I spoke with a few agents through out the process where all but one were very very rude and hackled me for money knowing I was waiting on the gap payment and the dealer process. After the car was paid off and I only owed for the tax they stopped calling me like they were doing before and just the remaining balance to a law office. I didnt want to pay them any money until the car was paid for but once it was paid for they sent it to collections immediately. How do you try to *** me for money instead of discussing a payment plan with me that I mentioned I wanted to do once everything was taking care of. I also was not offered any payment plan options prior to. Where was the empathy and ***** for time to pay. I never wish a car being stolen on anyone because it took me several months to get everything in order but to be sure and the car was just paid off is absurd. First the customer service was so rude spoke to one lady who told me I shouldnt have answered my phone if I could not talk etc then now being ***d.

      Local BBB

      BBB of Detroit & Eastern Michigan

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business.