Business ProfileforIsland Trader Vacations

We joined Island Traders in 2013. We paid the initial entrance fee plus the $199/year dues. After 2 years we decide we were not getting value from the membership and cancelled our membership. We also cancelled our credit card from which the yearly dues were paid at that time. We did not hear again from Island Traders until 2022. They then claimed we owed them dues for all those years even though they were doing nothing for us. We also checked our contract that we signed. It clearly stated if dues were not paid, all services would stop. I also checked ******** law. Our contract had no stated end date, making it an open-ended contract. As a result, either party could cancel the contract at any time according to ******** law. We cancelled in 2015. Island Traders has now turned our account over to a collection agency, *****************************. They are threatening to report the forgiven debt to the **** At the same time Island Traders is still sending us bill for yearly fees which are now $498 or they want us to pay $498 to terminate the contract.Island Traders has not provided any services to us for the past 7 years, and have also not provided any type of travel information in any form during that time period. We are left wondering if ******** Services of ******* is part of the Island Traders scam.Both these companies need to drop making any contact with us. We have not had a contract with them since 2015