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Better Business Bureau ®
Start With Trust®
Denver & Boulder, Colorado
Safety Group Program
The Better Business Bureau of Denver/Boulder safety group program brings together groups of businesses that are committed to maintaining and enhancing industry-leading safety and claims management practices. If you qualify for the program, you receive access to resources and assistance for establishing safe working conditions.

Member's premium is based on their organization’s individual loss history. No member will pay more for participating in a safety group program than they would as a non-participant, and you earn additional savings on your workers’ compensation insurance with an up-front discount.

There is also the potential to receive a safety group program dividend. A dividend is a portion of premium returned to a policyholder based on the safety record of the safety group program’s members.


  • A four percent discount on your workers’ compensation premium
  • Eligibility for a safety group program dividend
  • Improved risk management and loss control



  • Safety group program training and materials
  • Risk management training—available online and in locations across the state
  • Individualized service from a Pinnacol customer-focused service team


  • Have been in business for at least three years
  • Meet established loss ratio requirements
  • Comply with training requirements
  • Maintain effective hiring, safety and claims management programs
  • Demonstrate management commitment to maintaining and enhancing a safe workplace
  • Implement a return-to-work program
  • Designate and use Pinnacol SelectNet providers Rural exception for physical locations without a SelectNet provider within 30 miles

We welcome all safety group members, as well as BBB Accredited Businesses, to join us for our 2014 BBB Safety Group Seminars. All seminars will be held at Pinnacol Assurance at 7501 E. Lowry Blvd., Denver.

Safety group members must attend a minimum of two safety seminars, one of which must be one of the BBB seminars below.

1. Tuesday, July 15 at 9:00 am – Accident Investigation
Thoroughly investigating workplace accidents is essential in preventing reoccurrence, controlling claims and reducing insurance fraud. Topics include:

  • When and how to conduct an investigation
  • How to identify the root causes of accidents
  • How to use multiple investigative techniques
  • What to do with the results

2. Thursday, September 18 at 9:00 – Aging Workforce
The term “aging workforce” means different things to different people. Topics for this class include:

  • Defining the term “aging workforce”
  • Understanding the risks these employees may face
  • Identifying solutions to mitigating risk for these employees

3. Tuesday, November 11 at 11:30 – Managing Safety Through Good Hiring Practices
Did you know in the past two years, employees who have been on the job less than one year accounted for more than 30% of the total claims costs and number of claims reported to Pinnacol? This course will provide you with information to help you safely introduce new employees to your workplace. As an added bonus, you will learn how to assess existing employees’ abilities to perform their jobs safely and what you can do if they can’t.


Learn more about our particpating agencies below.