BBB Business Review

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This business is not BBB accredited.

Pacific Liberty Group

Additional Locations

Phone: (866) 815-7131 View Additional Phone Numbers 100 West 10th Street, Wilmington, DE 19801

BBB Business Reviews may not be reproduced for sales or promotional purposes.


Based on information provided to the BBB from consumers, Pacific Liberty Group contacts consumers via the telephone offering a credit card.

Representatives tell consumers that the company specializes in offering credit cards to high risk consumers. The company guarantees a credit limit ranging from $1,000 to $2,500 with a one-time processing fee of $229 or $249. The money must be withdrawn automatically from the consumer's checking and/or saving account.

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that affect the rating for Pacific Liberty Group include:

  • BBB concerns with the industry in which this business operates

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Additional Complaint Information

To date consumers nationwide allegedly have not received the guaranteed credit card nor have they been issued a refund.

The BBB urges consumers who have given personal information to Pacific Liberty Group to file a complaint with the BBB of Delaware and with the Federal Trade Commission at 1-877-382-4357.

As of 8/3/04 consumers have stated the company's toll free number is disconnected.

As of 10/27/2004, mail has been returned as FTE (forwarding time expired). Mail is also being returned as FTE from the address of 686 North DuPont Milford, DE 19963 as of 1/12/05.

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Pacific Liberty Group
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: April 23, 2003
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Delaware Banking Commission
555 E. Loockerman Street, Suite 210, Dover DE 19901
Phone Number: 302-739-4235
Fax Number: (302) 739-2356

Licenses, Division of Revenue
820 N. French Street, Wilmington DE 19801
Phone Number: 302-577-8778
Fax Number: 302-577-8203

Business Management
Mr. Oleg Oks
Contact Information
Principal: Mr. Oleg Oks
Business Category


Alternate Business Names
Atlantic First Atlantic One Liberty Sun Info Services Liberty Wide Credit Solutions Second Chances
Industry Tips
Advance Fee Loans Credit- How to Establish It Loans - Advance Fee

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.