BBB Business Review

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This Business is not BBB Accredited

Mullins & Clark Financial Service

(937) 732-61184301 N Main St, DaytonOH 45405

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Description

On December 18, 2013, BBB reviewed company web site, www.mullinsandclarkfinancial.com, where services such as various types of personal loans and debt consolidation programs were offered. However, your BBB found the company Web site was inactive as of January 16, 2014.

BBB Accreditation

Mullins & Clark Financial Service is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that lowered Mullins & Clark Financial Service's rating include:

  • BBB concerns with the industry in which this business operates.

Customer Complaints SummaryRead complaint details

2 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint TypeTotal Closed Complaints
Advertising / Sales Issues1
Problems with Product / Service1
Billing / Collection Issues0
Delivery Issues0
Guarantee / Warranty Issues0
Total Closed Complaints 2

Additional Complaint Information

Your BBB has received two complaints within the month of December 2013 whereby consumers indicate paying a fee to obtain a loan. In addition, consumers report having difficulty reaching the company after having paid the fee.

Customer Reviews Summary Read customer reviews

0 Customer Reviews Customer Reviews on Mullins & Clark Financial Service

Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0 Customer Reviews

Additional Information

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BBB file opened: 12/17/2013
Licensing, Bonding or Registration

As of December 2013, your BBB determined Mullins & Clark Financial Service is not licensed with the Ohio Department of Commerce as loan originator.

Business Category

Advance Fee Loan Brokers, Loans

Mail Returned

On January 9, 2014, your BBB sent a letter to Mullins & Clark Financial Service requesting background information and additional company materials. However, this mail was returned by the post office to your BBB on January 22, 2014.

In addition, your BBB attempted to contact the company by phone on January 16, 2014 leaving a message. To date, we have not received a return call from the company.

Industry Tips
Advance Fee Loans

As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

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What is a BBB Business Review?

We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.

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BBB Reporting Policy

As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.