The FTC recommends the following steps be taken immediately if you think your identity has been stolen:
1 - Contact the fraud departments of any one of the three major credit bureaus to place a fraud alert on your credit file. The fraud alert requests creditors to contact you before opening any new accounts. As soon as the credit bureau confirms your fraud alert, the other two credit bureaus will be automatically notified to place fraud alerts, and all three credit reports will be sent to you free of charge. (Equifax 800-685-1111)
2 - Close the accounts that you know or believe have been tampered with or opened fraudulently. Use ID Theft Affidavit when disputing new unauthorized accounts. FTC provides this form.
3 - File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime. FTC phone # 877-382-4357
4 - File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps the FTC learn more about identity theft and the problems victims are having so they may better assist you.