You have generally tried to manage your money well, but perhaps your financial situation changed over the past year or two as it did for so many people. Perhaps someone in your household lost a job or you had some unanticipated expenses that led to some high credit card balances. You may have been able to manage your new financial situation for a while — taking money from your savings account or perhaps even your retirement account to pay your bills. But now those accounts are running out, and you need to develop a new plan before your financial situation gets worse.
We're here to help. BBB's Managing Credit — Made Simpler provides a set of clear guidelines that will help you take charge of your financial situation.