In challenging economic times, many people are looking for help getting out of debt or hanging on to their home, and almost as many scammers appear to take advantage of desperate situations.
How to Avoid This Scam:
Untold numbers of look-alike websites have popped up to try to fool consumers into parting with their money. Some sound like a government agency, or even part of BBB or other nonprofit consumer organization.
Most ask for an upfront fee to help you deal with your mortgage company, creditors or the government (services you could easily do yourself for free), and almost all leave you in more debt than when you started.