BBB Business Review
What is a BBB Business Review?BBB Accredited Business since 03/10/2004
BCI Financial Corporation dba Constitution Mortgage
Phone: (203) 439-9400Fax: (203) 439-9406View Additional Phone Numbers219 S Main St., Rte 10, Cheshire, CT 06410-6300www.bcifinancial.comView Additional Web Addresses
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BBB Accreditation
A BBB Accredited Business since 03/10/2004
BBB has determined that BCI Financial Corporation dba Constitution Mortgage meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.
BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.
Reason for Rating
BBB rating is based on 16 factors. Get the details about the factors considered.
Factors that raised BCI Financial Corporation dba Constitution Mortgage's rating include:
- Length of time business has been operating.
- Complaint volume filed with BBB for business of this size.
- Response to 4 complaint(s) filed against business.
- Resolution of complaint(s) filed against business.
- BBB has sufficient background information on this business.
Customer Complaints Summary
| Complaint Type | Total Closed Complaints |
|---|---|
| Billing / Collection Issues | 4 |
| Advertising / Sales Issues | 0 |
| Problems with Product / Service | 0 |
| Delivery Issues | 0 |
| Guarantee / Warranty Issues | 0 |
| Total Closed Complaints | 4 |
Complaint Details | Definitions | BBB Complaint Process | File a Complaint
Additional Information
topLicensing
This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
Type of Entity
Corporation
Incorporated: March 1998, CT
Contact Information
Principal: Mr. Timothy Rourke (President/CEO)Mr. Steven Emory (Ops Manager)Mr. Kenneth Penfield (Vice President, Manager)Business Category
Mortgage Brokers, Reverse Mortgage, Consumer Finance & Loan Companies, Loans, Financing
Products & Services
BCI Financial Corporation aka Constitution Mortgage offers mortgage and reverse mortgage financing, auto loans.
Alternate Business Names
BCI Financial Corporation, CTreversemortgage.com, Constitution Mortgage, Ctmortgage.comIndustry Tips
BBBTips on SBA LoansBeware of Predatory Practices in Home Mortgage Lending
Beware of Abusive Lending Practices
Financial Aid for College
High Cost Payday Lenders Advertise Everywhere
Home Buyers: Protect Yourself from Predatory Lenders
Investors Warned Not to Risk Homes to Buy Securities
Know the Facts about Reverse Mortgages
Mortgage Choices
Phony Grant Foundations Target Business Owners
To Rent or Buy - Which is Right for You
Zero-Percent Financing Deals Not Always the Best Deal
LocationsX
1 Locations
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219 S Main St., Rte 10
Cheshire, CT 06410-6300(203) 439-9400
(866) 324-2677Directions
Industry Comparison ChartX
The information in the table below represents an industry comparison of businesses which are of the same relative size. This is based on BBB's database of businesses located in Connecticut. Businesses may engage in more than one type of business. The percent of time the business engages in a type of business is not accounted for. There is no known industry standard for the number of complaints a business can expect. The volume of business and number of transactions may have a bearing on the number of complaints received by BBB.
*BCI Financial Corporation dba Constitution Mortgage is in this range.
Types of Complaints Handled by BBB
BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:
- Advertising or Sales
- Billing or Collection
- Problems with Products or Services
- Delivery
- Guarantee or Warranty
We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.
BBB Complaint Process
Your complaint will be forwarded to the company within two business days. The company will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the company's response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.
Industry Tips for Mortgage Brokers
BBBTips on SBA LoansBeware of Predatory Practices in Home Mortgage Lending
Beware of Abusive Lending Practices
Financial Aid for College
High Cost Payday Lenders Advertise Everywhere
Home Buyers: Protect Yourself from Predatory Lenders
Investors Warned Not to Risk Homes to Buy Securities
Know the Facts about Reverse Mortgages
Mortgage Choices
Phony Grant Foundations Target Business Owners
To Rent or Buy - Which is Right for You
Zero-Percent Financing Deals Not Always the Best Deal
What is BBB Advertising Review?
BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.
What government actions does BBB report on?
BBB reports on known significant government actions involving business' marketplace conduct.
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