BBB Business Review

Text Sizesmall medium large

This business is not BBB accredited.

R J Associates

Additional Locations

11420 Lorain Ave., Cleveland, OH 44111

BBB Business Reviews may not be reproduced for sales or promotional purposes.

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that lowered the rating for R J Associates include:

  • BBB concerns with the industry in which this business operates

Factors that raised the rating for R J Associates include:

  • Length of time business has been operating
  • No complaints filed with BBB

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Additional Complaint Information

Our file on this firm opened in July 1991. According to informa- tion in our file, we have requested basic background information from the company, but the firm has not responded. The BBB has received numerous inquiries from all over the country concerning the company. According to consumers, the firm is advertising in out of state newspapers, offering loans for a fee of $250. According to information in the BBB's file, the address given for the firm is not a physical address, but rather a box number at a mail drop. Several consumers have also identified the firm as R P J Associates. On August 30, 1991 the U S Postal Service arrested the principals of the firm at the main offices of the company, 11420 Lorain Avenue, Cleveland. The arrests concerned alleged mail and wire fraud charges. Numerous complaints have been received by the BBB, alleging no information concerning loans was ever received. All complaints have been forwarded to U S Postal Inspector Richard Powell, P O Box 5726, Cleveland, Ohio 44101-0726.

Customer Reviews Summary Read customer reviews

0 Customer Reviews on R J Associates
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: July 25, 1991
Business Category

Advance Fee Loan Brokers

Alternate Business Names
R P J Associates
Industry Tips
Advance Fee Loans

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.