BBB Business Review

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This business is not BBB accredited.

Guardian Financial Trust

Phone: (800) 520-9645 View Additional Phone Numbers 5706 Turney Rd. #210, Cleveland, OH 44125


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BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.


Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that affect the rating for Guardian Financial Trust include:

  • BBB concerns with the industry in which this business operates
  • Length of time business has been operating
  • No complaints filed with BBB


Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Additional Complaint Information

This company first came to the attention of the Cleveland BBB in April of 2008 when both a California resident and a New Jersey resident stated the company would provide a $5,000 loan in exchange for a $980 advance fee.

Based on information from consumers and additional online research it appears the company promotes its services in local newspapers and online at www.guardianfinancialtrust.net. The website is privately registered to a Toronto, Ontario, Canada firm in April of 2008.

According to the website, the company is located at 5706 Turney Rd. Suite 210 in Cleveland, Ohio. Unable to verify this information using online sources, a representative of the Cleveland BBB visited the address on May 2, 2008. However, we found NO Suite 210 and no company known as Guardian Financial Trust at the three-story office-building.

Neither the Ohio Secretary of State nor the Ohio Division of Financial Institutions has any filings for this company.

Due to the lack of good information, the BBB urges extreme caution in doing business with the company, providing personal information or forwarding money in any manner.

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Guardian Financial Trust
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: April 29, 2008
Business Management
Mr. Mitch Richmond Ms. Jenna Benson Ms. Simone Lawrence
Contact Information
Principal: Mr. Mitch Richmond
Business Category

Advance Fee Loan Brokers

Industry Tips
Advance Fee Loans
X

BBB Customer Review Rating plus BBB Rating Overview


BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.
Details

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.