BBB Business Review

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This business is not BBB accredited.

Finance One Inc

Phone: (888) 943-1221 113 N Hambden Street, Chardon , OH 44024 ! There is an alert on Finance One Inc !

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BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that lowered the rating for Finance One Inc include:

  • BBB concerns with the industry in which this business operates

Factors that raised the rating for Finance One Inc include:

  • Length of time business has been operating
  • No complaints filed with BBB

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Additional Complaint Information

This company first came to the attention of the Cleveland BBB in July of 2010. At that time consumers indicated the company required advance monies prior to granting the consumer a loan. In such cases consumers are typically advised to wire-transfer the fees to unknown parties in Canada and, after doing so, never receive the promised loan monies.

The BBB found no active filings for this company, Finance One Inc, with the Ohio Secretary of State or the Ohio Department of Commerce - The BBB was unable to confirm a company with this name at the Chardon, Ohio address noted in this report. In addition, mails sent to the Chardon, Ohio address have been returned by the US Postal Service.

Given the nature of the industry and uncertainty of its true location, the BBB advises extreme caution before providing monies or confidential information to this company.

Consumers who have provided confidential information and are concerned of any impact on their credit report may wish to contact the three credit bureaus -;; - to discuss this matter and request a "fraud alert" be placed on their file. This will let potential creditors and others know they may be a victim of identity theft. Likewise, consumers may wish to contact their financial institution(s) and any credit card companies.

Consumers may also file a complaint with the Federal Trade Commission (FTC). Additional information may be obtained online at

Finally, Consumers have the option of filing a complaint online with the BBB at

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Finance One Inc
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: July 09, 2010
Business Management
Mr. Ryan Adams
Contact Information
Principal: Mr. Ryan Adams
Business Category

Advance Fee Loan Brokers

Alternate Business Names
Finance 1, Inc.
Referral Assistance

The following Government Agency(s) or Association(s) may be able to provide you additional information:

Federal Trade Commission (FTC) / Consumer Response Center 600 Pennsylvania Avenue, NW, Washington DC 20580 Phone Number: (877) 382-4357

Industry Tips
Advance Fee Loans

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.