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Foreclosure Prevention Resources
The following is a list of referral agencies that may be able to assist homeowners facing foreclosure. 


The Home Ownership Center of Greater Cincinnati
2820 Vernon Place
Cincinnati, OH 45219
(513) 961-2800

The Home Ownership Center offers counseling for all stages of home ownership.  When families are at risk for foreclosure, they can help restructure the loan, refinance, negotiate with the lender, offer rescue funds to make the loan current, set up a budget to help make future payments, etc.  The earlier homeowners seek assistance, the more options will be available.  Assistance is available to homeowners in Hamilton County.


Housing Opportunities Made Equal
2400 Reading Road, Suite 404
Cincinnati, OH  45202
(513) 721-4663

HOME provides free foreclosure prevention assistance in Hamilton County under a grant from United Way.  An experienced counselor can help the homeowner develop a workout plan and negotiate for a loan modification with the lender.


LifeSpan, Inc. Credit Counseling Services       
1900 Fairgrove Ave.            
Hamilton, OH 45011            
513-868-9220                                          
www.lifespanohio.org

2 N. Main Street, Suite 601
Middletown, OH 45042
513-424-6888
www.lifespanohio.org
 
1054 Monroe
Lebanon, OH 45036
513-934-1330
www.lifespanohio.org


Lifespan, Inc. Credit Counseling services provides one on one counseling to families in Butler, Hamilton and Warren Counties in Ohio.  Certified credit and housing counselors work with families to develop a spending plan and to help find alternatives to bankruptcy and foreclosure.

Legal Aid Society of Southwest Ohio
215 E. 9th Street
Suite 200
Cincinnati, OH 45202
 
10 Journal Square, Suite 300
Hamilton, OH 45011
513-241-9400
www.lascinti.org

The Legal Aid Society of Southwest Ohio, in tandem with the Legal Aid Society of Greater Cincinnati, strives to resolve serious legal problems of low-income people, promote economic and family stability and reduce poverty through effective legal assistance.

Neighborhood Housing Services
100 S Martin Luther King Jr. Blvd
Hamilton, OH 45011
(513) 737-9301
www.butlercountynhs.org

Neighborhood Housing Services of Middletown
1326 Central Avenue
Middletown, OH 45044
513-420-9193
www.butlercountynhs.org

Neighborhood Housing Services, Inc., (NHS) is a private nonprofit lending business that provides homebuyer education, homebuyer lending capital, homebuyer and homeowner insurance education and neighborhood outreach. They also provide loans for home purchase, home rehabilitation and down payment/closing cost assistance.

Northern Kentucky Community Action Agency
(859) 581-6607

NKCAC offers Homeless Prevention Assistance to provide temporary financial aid to prevent families and/or individuals from eviction or foreclosure and becoming homeless.  Homeless Prevention Assistance includes the Emergency Shelter Grant if a client comes into the office with a "curable" foreclosure notice from their mortgage lender.  In general, that means being between 30 and 90 days behind on the mortgage. Clients must have contacted the loss mitigation or delinquent loan department of their mortgage company, and be eligible for a "workout" agreement.  In addition, the homeowner must occupy the home as their primary residence. 

Save the Dream
(888) 404-4674
www.savethedream.ohio.gov
"Save the Dream" is a new statewide effort in Ohio to help homeowners threatened with foreclosures.

If you are a renter, and your landlord is facing foreclosure, please visit this website for more information.
http://www.ag.state.oh.us/press/08/09/pr080912.pdf