BBB Business Review

Text Sizesmall medium large

This business is not BBB accredited.

Cash Flow Products

Additional Locations

Fax: (513) 894-6500 View Additional Phone Numbers PO Box 181090, Fairfield, OH 45018 View Additional Web Addresses

BBB Business Reviews may not be reproduced for sales or promotional purposes.


This business offers mailing programs as a way for consumers to earn income mailing flyers from home. The business offers mailing kits that may contain a CD Rom, mail order guides, “The Mail Order Black Belt” and “The Response Booster”, discounts for future printing or mail services, a list of mailing addresses and other printable materials.   In conjunction with the mailing programs, the business offers mailing lists for additional purchase and also offers a mailing service that will label, fold and insert the mailings into envelopes.  

When a consumer purchases a mailing program, such as Mailbox ATM, Easy Mail Profits Program and Guaranteed Money for Life, the business offers to place their name and address on a flyer.  The consumer mails the flyer to a list of addresses either provided in a kit or using a mailing list that was purchased separately.  The consumer receives money if the recipients of the flyer chose to order the mailing program.

Other mailing programs offered by the business, such as CashKicker, describes a program that asks the recipient of the flyer to join the program for the ability to purchase “spots” on the flyer.  These spots have been previously purchased by whoever sent the mailing.  Once purchased, the consumer earns their right to be listed in that “spot” when they send out mailings for themselves.  

The business also offers a program called CashTalks.  Consumers send a $50 donation to become a member of the Charity House Organization.  Charity House Organization is described by the business as an organization that sends $50 to people in need.  BBB has been unable to locate a charity by this name registered in the United States.

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that lowered the rating for Cash Flow Products include:

  • BBB concerns with the industry in which this business operates
  • Advertising issues found by BBB

Factors that raised the rating for Cash Flow Products include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 1 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Industry Ratings Comparison | Chart

Customer Complaints Summary Read complaint details

1 complaint closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 1
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 1

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Cash Flow Products
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: May 28, 2002
Business Management
Mr. Fred Gronvall
Contact Information
Principal: Mr. Fred Gronvall
Business Category

Work-At-Home Companies Chain Letters Business Opportunity Companies Mailing Lists

Alternate Business Names
CashTalks Charity House Organization Fred Gronvall's Cash Flow Products GMFL - Instant Cash Program Guaranteed Money For Life - Instant Cash Program
Industry Tips
BBB News: GreenDot MoneyPak Tips BBB News: Online Job Posts Require Careful Review Business Opportunities Chain Letters Counterfeit Check Schemes Ponzi Schemes Work At Home Companies
Industry Ratings Comparison Chart X
Same Relative Size   All Businesses
The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB's database of businesses located in the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana. Businesses may engage in more than one type of business.

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.