BBB Business Review

This Business is not BBB accredited

US Cash Advance (Phony Debt Collectors)

Phone: (888) 296-4293 View Additional Phone Numbers Unknown, Cincinnati, OH 45202


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Consumer Alert – Please read in its entirety!

According to reports received by BBB, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued for loans the consumer did not actually obtain. The phony debt collector threatens that, if the victim doesn’t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested. The scammers often have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references. 

BBB is unable to locate the persons responsible for the phony debt collection calls.  The scammers claim to be debt collectors for US Cash Advance and CashNetUSA.  US Cash Advance is the name of an actual company with oneretail store location in Florence, KY.  All legitimate US Cash Advance customers must by state law physically come to their Kentucky store to do loans.  US Cash Advance and its employees are not affiliated with the persons conducting this phony debt collection scam and their employees have no further information other than that which is found in this file.  US Cash Advance does not issue loans over $500, does not perform any transactions online, does not issue loans to persons residing outside of Kentucky or neighboring Ohio & Indiana, and they do require an in-person signature for each transaction.  Furthermore, they will not attempt to collect debts by asking for repayment via wire transfer or any means other than: in-person, via US mail or legal judgment.  Click here for the separate correct BBB report on US Cash Advance.  CashNetUSA is the name of an actual company headquartered in Fort Worth, TX.  Click here for the separate BBB report on CashNetUSA.  Neither CashNetUSA nor its employess are affiliated with the persons conducting this phony debt collection scam.

BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
• Ask the debt collector to provide official documentation which substantiates the debt.
• Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
• File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
For those receiving calls from purported debt collectors for US Cash Advance, if you have not personally been to their Florence, KY store to obtain a loan face to face, there is definitively no debt owed to them & no reason to pay any requested balances. 

BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Based on BBB files, this business has a BBB Rating of No Rating. The reason is as follows:

  • BBB does not have sufficient information to issue a rating on this business.

Industry Ratings Comparison | Chart

Customer Complaints Summary Read complaint details

156 complaints closed with BBB in last 3 years | 23 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 3
Billing/Collection Issues 133
Delivery Issues 1
Guarantee/Warranty Issues 0
Problems with Product/Service 19
Total Closed Complaints 156

Customer Reviews Summary Read customer reviews

44 Customer Reviews on US Cash Advance (Phony Debt Collectors)
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 1
Negative Experience 43
Total Customer Reviews 44

Additional Information

BBB file opened: August 18, 2009
Business Management
Mr. Dean Smith Mr. John Baker Mr. Hector Boyd Mr. Raymond Chow Mr. Malcom Christian Mr. Alan Crew Mr. Allen Crew Mr. Mike Davis Mr. Robert Davis Mr. Leo Fernandez Mr. Mike Johnson Ms. Rose Johnson, Senior Affidavit Processor Mr. Edward Jones Mr. Robert Jordan Mr. Martin Lewis Mr. John Matthew Ms. Vivian Moore Mr. Max Morris Mr. Daniel Page Mr. Adam Ryan Mr. David Scott Mr. Henry Scott Mr. Leo Scott Mr. Randall Scott Mr. Raymond Scott Mr. Sam Scott Mr. Albert Smith Mr. Albert Smith Mr. Max Smith Mr. Leo Stein Mr. Jeffrey Stewart Mr. John Taylor Mr. Marshall Walker Mr. Kevin White Mr. Darrell Williams
Contact Information
Principal: Mr. Dean Smith
Business Category

Collection Agencies Identity Theft Protection & Prevention Services

Alternate Business Names
CashNetUSA (Phony Debt Collectors) Federal Legal Department Federal Legislation Department Federal Legislation of Unsecured Loans Federal Legislative Department Financial Infraction Division Legal Division of Florida RD Williams Law Firm
Industry Ratings Comparison Chart X
Same Relative Size   All Businesses
The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB's database of businesses located in the Cincinnati Area, Southern Ohio, Northern Kentucky, Southeastern Indiana. Businesses may engage in more than one type of business.

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