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BBB Business Review

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BBB Accredited Business since

Ritschel & Associates, LLC

Additional Locations

Phone: (855) 777-7451 4816 N Kentucky Ave, Chicago, IL 60630

BBB Business Reviews may not be reproduced for sales or promotional purposes.


Ritschel and Associates, LLC, is a financing service that helps individuals with low or no credit receive automobile loans. Located in Chicago, IL, this company serves downtown Chicago and the surrounding areas, as well as regional consumers through their online lender finding service.

This company assists individuals who have low or no credit, such as individuals who have had a car repossessed, who have filed for bankruptcy, or who have recently graduated from college with debt, receive a car loan from a reputable lender. They work with lenders and car dealers across the Chicagoland area who have experience assisting individuals with poor credit in attaining a car loan for a new or used car, depending on how much they can afford.

Ritschel and Associates uses a strict screening process to ensure that the dealers with which they work are reputable and will provide fair terms to the customer. A customer can use the equity from a trade-in to purchase a car if necessary. After a customer submits an application to the website, the company will match the customer to a dealer finance professional who has experience working with low or no credit individuals. Ritschel and Associates does not charge for their services, and they do not send their customer's information to anyone but the dealer chosen to work with them.

Visit the website for Ritschel and Associates to learn more about their process of securing financing for low or no credit individuals, read their list of common myths about the process, and fill out an online application to be matched to a local dealer and lending for a car loan.

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Ritschel & Associates, LLC meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Ritschel & Associates, LLC include:

  • Length of time business has been operating
  • No complaints filed with BBB

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Ritschel & Associates, LLC
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: June 27, 2013 Business started: 06/15/2006 Business started locally: 06/15/2006 Business incorporated 10/18/2012 in IL
Type of Entity

Limited Liability Company (LLC)

Business Management
Ms. Dawn Ritschel, Vice President Mr. Patrick Ritschel, President
Contact Information
Principal: Ms. Dawn Ritschel, Vice President
Number of Employees


Business Category

Financing Insurance - Auto Financing Consultants Sales Financing (NAICS: 522220)

Alternate Business Names
Products & Services

We link consumers with bruised credit with our national dealer network that specializes in these situations


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.