Find us on Google+

BBB Business Review

Text Sizesmall medium large

BBB Business Reviews may not be reproduced for sales or promotional purposes.


Genesis Financial & Payment Systems Holdings, LLC, also known as USA Web Cash, is a financial services company which provides short-term installment loans for consumers in order to help them pay emergency or unexpected expenses, such as medical bills, car repairs, or other bills. Located in Northbrook, IL, this company serves the greater Chicagoland area, including Schaumburg, Evanston, Skokie, Rolling Meadows, Joliet, Naperville, Bolingbrook, Crystal Lake, Deerfield, Tinley Park, Norridge, Edison Park, Park Ridge, Des Plaines, Mt Prospect, St Charles, Elgin, Geneva, Batavia, Oak Brook, Justice, Midlothian, Rockford, Buffalo Grove, Lake Bluff, Great Lakes, Gurnee, Libertyville, Aurora, Lombard, Villa Park, La Grange Park, and Brookfield. This company also operates in Missouri, New Mexico, South Carolina, Texas, Utah, and Wisconsin.

The company started in 2006 and provides a safer alternative to traditional cash advances, as the entire balance does not have the be paid off on the next due date; instead, it is balanced out throughout the entire period of the installment, so the consumer has a longer period to pay it off. There is also no penalty for prepayment, so if the customer is able to pay the balance off sooner, he or she is able to do so without fear of punishment. Loans range from $100 to $4,000, and repeat customers are able to get better rates with lower interest. Rates and fees vary depending on the credit score of the customer and other factors.

Visit the website for Genesis Financial & Payment Systems Holdings, LLC, to learn more about the services available from this company, read more about the installment loans process, and contact the company to request an installment loan.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Based on BBB files, this business has a BBB Rating of No Rating. The reason is as follows:

  • This business has no rating at this time because BBB file information is being reviewed and/or updated.


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.