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BBB Accredited Business since

Planning Legacies Financial Group

Phone: (708) 499-0700 Fax: (708) 499-8085 9233 Sproat Ave, Oak Lawn, IL 60453 View Additional Email Addresses

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Planning Legacies Financial Group is a financial planning consultant firm that focuses on personal insurance and financial planning. This company operates in Oak Lawn, IL, and serves Chicago and the surrounding Chicago suburbs including Orland Park, Alsip, Palos Heights, Blue Island, Harvey, Tinley Park, Joliet, Homewood, Flossmoor, Dolton, Calumet City, Mokena, Bolingbrook, La Grange, Cicero, Berwyn, Naperville, Romeoville, Lemont, Frankfort Square, Country Club hills, and Chicago Heights. This financial consultant offers special needs planning, estate planning, trust planning, asset management, life insurance, disability insurance, long term care, mortgage insurance, income planning, 401k planning, annuities, IRAs, mutual funds, wrap accounts, foundation planning, and charitable and planned giving service.

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Planning Legacies Financial Group meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Planning Legacies Financial Group include:

  • Length of time business has been operating
  • No complaints filed with BBB

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Additional Complaint Information

It has come to our attention that a fraudulent entity is using the PNL Planning Group name to solicit consumers via email and phone to collect personal information via job applications for fictitious employment opportunities. The BBB encourages consumers to be wary of these activities and contact the company for verification of any correspondence.

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Planning Legacies Financial Group
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: August 12, 2009 Business started: 09/19/2008 Business started locally: 09/19/2008 Business incorporated 09/19/2008 in IL
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Consumer Financial Protection Bureau
200 E Randolph St Ste 5100, Chicago IL 60601
Phone Number: (312) 577-7622

Illinois Department of Insurance
100 W. Randolph St. Suite 9-301, Chicago IL 60601
Phone Number: (312) 814-2420

Type of Entity


Business Management
Mr. Russell G. Luce, President/Owner
Contact Information
Principal: Mr. Russell G. Luce, President/Owner
Number of Employees


Business Category

Financial Planning Consultants Financial Consultants - No License Required Insurance - Long Term Care Annuities Insurance - Disability Investment Advisory Service Mutual Funds Retirement Planning Service Consultant - Planning Estate Planning & Management Financing Consultants Real Estate Consultants Investment Advice (NAICS: 523930)

Alternate Business Names
Planning Legacies FNCL Group

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.