Integrity Payment Systems

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BBB Accreditation BBB Rating Business Contact and Profile Business Management Additional Locations and Phone Numbers Customer Complaint History

BBB Program Participation Government Actions Advertising Review Industry Tips BBB Copyright and Reporting Policy

Estado de la BBB Acreditación

Esta compañía ha sido BBB Acreditado desde mayo 2005. Esto significa que respalda los servicios al público del BBB y que cumple con nuestras normas de BBB Acreditación.

BBB Rating

Based on BBB files, this business has a BBB Rating of B+ on a scale from A+ to F.

Click here for an explanation of BBB Ratings

Gerencia de la Compañía

Empleados adicionales de la gerencia:

Mr. Michael Ponder - President/CEO

Additional Locations and Phone Numbers

Experiencia Del Cliente

Al evaluar la información de la queja, por favor considere el tamaño de la compañía y el volumen de sus negocios. La cantidad de quejas presentadas contra la compañía no son necesariamente tan importantes como el tipo de queja y la forma en que fueron manejadas.

El BBB procesó un total de 14 queja(s) sobre esta compañía en los últimos 36 meses, nuestro período de divulgación estándar. De las 14 queja(s) procesadas en los últimos 36 meses, 6 fueron procesadas en el ultimo año.

Participación en el Programa

Acciones Gubernamentales

BBB has no information regarding government actions at this time.

Publicidad de la Compañía

BBB has no information regarding advertising review at this time.

Consejos Sobre la Industria

Contracts

As with any business transaction, be sure to read all agreements, guarantees, and instructions before signing. Do not be pressured into signing an agreement before you are ready and you understand all terms and conditions. Make sure all oral promises are put in writing. Be wary of vaguely worded provisions, exclusions or limitations which could pose a problem later. Never sign a contract with sections left blank.

Credit Cards - Consumer Liability Re: Lost/Stolen

Under Federal law, if your credit card (or your automatic banking card) is used without your authorization and before you report it missing, you can be held liable for the actual amount or up to $50 per card. If you report the loss before the card is used, the card issuer cannot hold you responsible for any unauthorized charges. You are not responsible for any charges made after you notify the card issuer of the loss or theft of the card.

Be sure you know how to notify your credit card issuers in case you find your cards missing and be sure to follow your issuer's directions for reporting unauthorized charges. If you are considering using a credit card protection service, which for a fee promises to contact all you credit card companies for you in the case of loss or theft, be sure to read the contract carefully to check the compañía's obligations and any liability on your part should the compañía fail to notify card issuers.

Credit Cards - Offers by Third Parties

When evaluating a credit card solicitation, determine if it is from a bank which actually issues credit cards or if it is from a compañía claiming to guarantee that it can get you a credit card, regardless of your credit history. If the offer is not from a bank which issues credit cards, but rather from a "credit card processing or procurement firm", you need to carefully evaluate what is involved in the offer.

Many such third party credit card offers involve a fee just to get a credit card application. Once you receive the application, you may learn that you will need to deposit money in an out-of-state bank before getting your credit card. This money will serve as a credit limit or collateral for your account. A collateralized account can, in fact, be a way to prove responsibility in paying credit card bills, but you may be able to get such a card without paying a fee to a third party. Other companies may send a credit card which can be used only to make purchases from the compañía's own merchandise catalog, rather than the expected Visa or MasterCard.

Credit Cards - Use When Purchasing by Mail or Tele

If you use your bank issued credit cards when ordering merchandise by mail or telephone and find the products to be defective or to have been misrepresented by the seller, and if the seller itself will not issue a credit, you have the right to withhold payment for the merchandise until the dispute is resolved. According to federal law, payment can be withheld only if the purchase exceeded $50 and occurred in your home state or within 100 miles of your billing address.

(State laws vary as to the remedies for consumers when the merchandise is under $50 and if a telemarketing transaction is considered to be in your home state, where you received the call, or outside your state, where the call was initiated.)

Credit Cards

If you would like to listen to a tip on "Credit Cards" 24 hours a day please call BBB's Tel-Tips line at 312-832-0500 and press 8 + # (the pound key) + 1 and key in tip number 118. BBB has many other Tel-Tips on a wide array of topics please call 24 hours a day to hear the menu of topics.

BBB Copyright and Reporting Policy

Como parte de su política, el BBB no endorsa o patrocina ningún producto, servicio, o compañía.

Los informes del BBB cubren generalmente un período de tres años (y son proporcionados con el fin de asistirlo en ejecutar su propia decisión). La información que contengan los informes se considera fiable pero no garantizamos su exactitud.

Los informes del BBB cubren generalmente un período de información de tres años. Los informes están sujetos a cambios en cualquier momento.

Si usted decide utilizar los servicios de esta compañía, por favor infórmele a la compañía que usted contacto al BBB para obtener un reporte de confiabilidad.

ID: 51001938
Reporte desde el 22 de noviembre, 2009 12:40
Derecho de Autor^© 2009 Better Business Bureau