In Chattanooga, TN serving Southeast Tennessee and Northwest Georgia
"Find Businesses You Can Trust"
BBB Accredited Businesses in Southeast Tennessee and Northwest Georgia in the category of Credit Card Processing have all agreed to a set of high standards in their business practices. Learn more about BBB Accreditation.
The Bureau suggests that when evaluating a credit card solicitation, determine if it is from a bank which actually issues credit cards or if it is from a company claiming to guarantee that it can get you a credit card, regardless of your credit history. If the offer is from a "credit card processing or procurement firm", you need to carefully evaluate what is involved in the offer.
Many third party credit card offers involve a fee just to get a credit card application. You may also learn that you will have to deposit money in an out-of-state bank before getting the card. This will serve as a credit limit or callateral for your account. Other companies may send a credit card which can only be used to make purchases from the company's own merchandise catalog, rather than the expected Visa or Mastercard.