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Home Improvement

The BBB suggests that you solicit two or three bids for any
remodeling work you are planning. Don't automatically accept the
lowest offer. Make sure all bids are based on the same set of
specifications and materials to be used. Ask for references and
inspect finished projects. Make sure the contractor is in
compliance with all local licensing, bonding and insurance
requirements and that any necessary building permits are
obtained.

Never sign a blank or partially blank contract. Before paying,
get a sworn statement that all bills for material and labor
have been paid for by the contractor. Typically a down payment
of one third of the total contract price is made with additional
payments made after completion of each phase of work; final
payment should not be made until work is completed and you have
inspected the work.

If the work is to be financed, be sure to have complete details
of the financing agreement, especially if a second mortgage of
your home is used as security for the remodeling work.
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