Alliance Credit Counseling, Inc.

A BBB Accredited charity since 07/25/2000.

This BBB Accredited charity meets all 20 Standards for Charity Accountability.

BBB issues Reliability Reports on all organizations, whether or not they are BBB accredited. If an organization is a BBB Accredited Charity, it is stated in this report.

Name:	Alliance Credit Counseling, Inc.
Phone:	(704) 341-1010
Fax:	(704) 540-5495
Address:	13777 Ballantyne Corporate Pl Ste 100
	Charlotte, NC 28277-3433
Website:	www.knowdebt.org
Report Creation Date:	June 13, 2008
Report Expiration Date:	June 8, 2012
Original Business Start Date:	May 2000
Principal:	Mr. Kevin Porter, President
Customer Contact:	Ms. Freda Canty, Compliance Officer - (704) 341-1010
Entity:	Corporation
Incorporated:	May 2000, NC
Employees:	72 Full Time.
Type of Business:	Credit & Debt Counseling, Bankruptcy Counseling - Federally Certified, Charity - Local
BBB Accreditation:	Alliance Credit Counseling, Inc. is a BBB Accredited charity.

Stated Purpose

Alliance Credit Counseling Inc. provides credit and debt counseling and financial education.

Evaluation Conclusions

This organization has been evaluated according to the 20 BBB Standards for Charity Accountability.This organization meets all those Standards and is a BBB accredited charity.

BBB Charity Seal Participation

Charities that meet the Standards for Charity Accountability are eligible to participate in BBB Wise Giving Alliance Charity Seal program. This seal, which can be displayed on the charity's web site and in printed materials, helps inform the public that the charity meets these standards. This organization participates in this program.

Programs

Alliance Credit Counseling Inc. provides educational programs for the safe use of consumer credit. Its primary focus is providing financial education, the wise use of credit, and the effects on the family.

Total Program Expenses:

$4,618,193

Governance

Chief Executive Officer:	Mr. Kevin Porter, President
Chair of the Board:	Kevin Porter
Board Size:	8
Paid Staff Size:	72 Full Time.

Fund Raising

Method(s) Used:

Alliance Credit Counseling does not engage in fundraising appeals.

Tax Status

This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.

Financial

According to Alliance Credit Counseling, Inc.'s IRS 990 for the year ended June 30, 2007:


Income
	Total Income:	$5,084,340

Expenses			% of total Expenses	% of total Income
	Programs:	$4,618,193	90.33%	90.83%
	Fund Raising:	$27,469	0.54%	0.54%
	Administrative:	$467,146	9.14%	9.19%
	Other:	$0	0.00%	0.00%
	Total Expenses:	$5,112,808

Excess of Expenses over Income		$28,468
Ending Net Assets:		$490,154

* Excess for the year indicates the portion of income remaining after expenses.

Additional Contact Information

Additional Addresses

PO Box 470347
Charlotte, NC 28247-0347

Additional Phone Numbers

Tel: (888) 995-7856
Tel: (704) 831-4758

Additional Fax Numbers

Fax: (704) 831-4757

An organization may change its practices at any time without notice. Donors must decide for themselves the significance of any variation from BBB Standards, taking into account the relative importance of the practice in question in the context of the organization's total performance.

This report reflects the results of an evaluation of informational materials provided voluntarily by the organization. The report is not intended to recommend or deprecate, and is furnished solely to assist you in exercising your own judgement.

This report is not to be used for fund raising or promotional purposes.

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