Better Business Bureau Report for
Pay Back, Inc.

Better Business Bureau Report issued July 2006
Better Business Bureau Report expires July 2008


Does not meet one or more standards
This charity does not meet one or more of the 20 standards for Charity Accountability. Find out more...


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Charity Contact Information

Name: Pay Back, Inc.
Address: 7751 Carondelet Avenue, Suite 702
  St. Louis , MO 63105
Phone: 314-725-5111
314-725-2807
Web Address: www.paybackinc.org
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Better Business Bureau Comments

Year, State Incorporated:
Affiliates:
Stated Purpose:

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Evaluation Conclusions

              

Pay Back, Inc. (PB) does not meet the following 5 Standards for Charity Accountability.

Standard 6: Board Policy on Effectiveness - Have a board policy of assessing, no less than every two years, the organization's performance and effectiveness and of determining future actions required to achieve its mission.

This organization does not have a board policy on assessing organizational performance and effectiveness. 

Standard 7: Board Approval of Written Report on Effectiveness - Submit to the organization's governing body, for its approval, a written report that outlines the results of the aforementioned performance and effectiveness assessment and recommendations for future actions.

This organization does not have a board policy on assessing organizational performance and effectiveness. 

Standard 16: Annual Report - Have an annual report available to all, on request, that includes: (a) the organization's mission statement, (b) a summary of the past year's program service accomplishments, (c) a roster of the officers and members of the board of directors, (d) financial information that includes (i) total income in the past fiscal year, (ii) expenses in the same program, fund raising and administrative categories as in the financial statements, and (iii) ending net assets.

This organization's annual report does not include a fund balance. 

Standard 17: Web Site Disclosures - Include on any charity websites that solicit contributions, the same information that is recommended for annual reports, as well as the mailing address of the charity and electronic access to its most recent IRS Form 990.

This organization solicits donations via its website; however, it does not have its annual report information or a link to its most recent IRS Form 990 on the site. 

Standard 18: Privacy for Written Appeals & Internet Privacy - Address privacy concerns of donors by (a) providing in written appeals, at least annually, a means (e.g., such as a check off box) for both new and continuing donors to inform the charity if they do not want their name and address shared outside the organization, (b) providing a clear, prominent and easily accessible privacy policy on any of its websites that tells visitors (i) what information, if any, is being collected about them by the charity and how this information will be used, (ii) how to contact the charity to review personal information collected and request corrections, (iii) how to inform the charity (e.g., a check off box) that the visitor does not wish his/her personal information to be shared outside the organization, and (iv) what security measures the charity has in place to protect personal information.

This organization does not have an online privacy policy. 

Pay Back, Inc. (PB) meets the remaining 15 Standards for Charity Accountability.
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Programs

              

Victim reimbursement, fund reimbursement for out of pocket expenses of crime victims.

For the fiscal year ended December 31, 2006, PB's program expenses were:

  
Juvenile Restitution 17,322
Total Program Expenses: $17,322
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Governance

              

Chief Executive : Melissa Jaco , Executive Director
Compensation*: 
$

Chair of the Board: David Shaller
Chair's Profession / Business Affiliation: Attorney

Board Size: 8

Paid Staff Size: 1

*Compensation includes annual salary and, if applicable, benefit plans, expense accounts, and other allowances.
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Fund Raising

              

Method(s) Used:

direct mail
Fund raising costs were 8% of related contributions. (Related contributions, which totaled $55,300, are donations received as a result of fund raising activities.)
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Tax Status

              

This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.
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Financial

              

The following information is based on PB's unaudited financial statements for the fiscal year ended December 31, 2006.

Source of Funds  
Donations 55,300
Interest income 89
Total Income $55,389


chart



Uses of Funds as a % of Total Expenses

Programs: 38%  Fund Raising: 10%  Administrative: 52% 

Total income $55,389
Program expenses $17,322
Fund raising expenses 4,505
Administrative expenses 24,336
Total expenses $46,163
Income in Excess of Expenses 9,226
Beginning net assets 7,860
Ending net assets 17,086
Total liabilities
Total assets $17,086


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