Better Business Bureau Report for
Greater Cleveland Habitat for Humanity

Better Business Bureau Report issued October 2013
Better Business Bureau Report expires October 2015

This BBB Accredited charity meets all 20 Standards for Charity Accountability and is a Seal Holder. Find out more...

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Charity Contact Information

Name: Greater Cleveland Habitat for Humanity
Address: 2110 W 110th St
  Cleveland, OH 44102
Phone: 216-429-1299
Web Address:
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Better Business Bureau Comments

Year, State Incorporated: 1987, Ohio
Affiliates: None
Stated Purpose: Greater Cleveland Habitat for Humanity, a Christian-based organization, develops opportunties for all of God's people to act out their faith. By working in partnerships to eliminate substandard housingk we enable families and volunteers to improve lives. We create hope by building homes, strengthening neighborhoods and reweaving communities.

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Evaluation Conclusions


Greater Cleveland Habitat for Humanity (GCHFH) meets the 20 Standards for Charity Accountability.
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What Do We Do: Greater Cleveland Habitat for Humanity is a 501 (c)(3) nonprofit charitable organization that offers qualified families, with demonstrated need, willingness to partner, and the ability to pay a zero-interest loan, an opportunity to build and buy a home. We bring urban and suburban communities together to “eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action”. As an affiliate of Habitat for Humanity International, we are part of a worldwide powerhouse building in 3,000 locations across 100 countries. How does it work Individuals, corporations, congregations, and organizations donate money to buy building materials and support operations. After an extensive application process, Partner Families invest at least 500 hours in the Habitat process, including substantial volunteer time in the construction of their own safe, affordable, energy efficient, home. They then purchase the home with a no-interest, no-profit mortgage. Who is Greater Cleveland Habitat for Humanity? Skilled volunteers work countless hours with less-experienced volunteers and the Habitat professional staff provides materials, support, expertise, encouragement, and advice so that the job is done properly, safely, and according to code. Why Does This Program Work? The investment of "sweat equity" volunteer hours by each Partner Family increases their appreciation for home ownership while imparting the knowledge to help maintain a home. Additional training in financial literacy, budget management, and routine maintenance helps to ensure long-term success. The eventual access to equity funds college educations and ongoing home improvements. The volunteer experience teaches skills, teamwork, community, and makes all of us better people in the process!

For the fiscal year ended March 31, 2013, GCHFH's program expenses were:

Total Program Expenses: $
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Chief Executive : John Habat , Executive Director

Chair of the Board: Joseph Crea
Chair's Profession / Business Affiliation: President, Benefits Resource Group

Board Size: 19

Paid Staff Size: 22

*Compensation includes annual salary and, if applicable, benefit plans, expense accounts, and other allowances.
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Fund Raising


Method(s) Used:

direct mail, invitations to fund raising events, print advertisements, internet
Fund raising costs were 21% of related contributions. (Related contributions, which totaled $872,681, are donations received as a result of fund raising activities.)
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Tax Status


This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.
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The following information is based on GCHFH's audited financial statements for the fiscal year ended March 31, 2013.

Source of Funds  
Contributions 872,681
ReStore sales 820,128
Mortgages issued to homeowners 178,201
Imputed interest resulting from mortgage discount on zero interest loans 117,178
Other donated goods and services 35,000
Rental income 14,855
Service fees and other income 6,147
Total Income $2,044,190


Uses of Funds as a % of Total Expenses

Programs: 76%  Fund Raising: 9%  Administrative: 10%  Other Expenses: 5%

Total income $2,044,190
Program expenses $1,572,677
Fund raising expenses 185,446
Administrative expenses 205,827
Other Expenses 100,000
Total expenses $2,063,950
Expenses in Excess of Income (19,760)
Beginning net assets 980,319
Ending net assets 960,559
Total liabilities 2,379,625
Total assets $3,340,184

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