Consumer Credit Counseling Services provides programs for individuals who are seeking confidential answers to their financial questions. Programs include budget guidance, which is for individuals who need assistance in creating a spending to keep their expenses in line with their income. Counselors assess the individual’s situation, identify potential problems, and suggest action steps. Credit Counseling is for individuals who have excessive debt and are facing possible bankruptcy. Counselors will work with the individual’s creditors to design an acceptable repayment plan. Participants then deposit funds into a trust account at LifeSpan, which is then disbursed monthly to their creditors until the situation has been resolved.
Bankruptcy Pre-filing Counseling is available for individuals weighing the decision whether to file for bankruptcy. Counselors review the basics and consequences of Chapter 7 and Chapter 13 bankruptcies and determine whether other alternatives are available. Bankruptcy Pre-Discharge Counseling is for those who have filed for bankruptcy and the organization offers this financial management course with the approval from the U.S. Department of Justice. It is either provided on-line or in-person to assist clients as they assess their situation and strive for future financial stability.
Additional services provided by Consumer Credit Counseling include Credit Report, Money Management Education, and Homeownership Education and Counseling Clinical Counseling Services offer counseling for those struggling to meet challenges in their lives. The therapists use the “recovery model” of therapy to help clients analyze their issues and develop methods to overcome their problems.
School Based Social Work Services helps students in schools throughout Butler County remove the barriers to their academic success. Services provided include counseling, crisis intervention, and referrals to outside resources, such as medical and dental care.
The Butler County Elderly Service Program provides services for older adults who need assistance to continue living independently in their own homes. Care managers evaluate the needs to clients, set up services, and monitor them on an ongoing basis. Home Care Services can aid older and disabled adults remain safe and independent in their own homes despite physical limitations, failing health, or effects of aging. The charity offers a range of personal care and homemaking services as an alternative to costly premature placement in a nursing home.
The Family Connection Program provides the link between older adults, services they need, and other who care for them. The care managers evaluate the situation then recommend and coordinate needed services and does home visits and can accompany a client to medial visits while maintain contact and provides written updates to family members.
The Guardianship Program provides advocacy to the elderly, mentally ill, and mental disabled residents in Butler and Warren Counties who typically live in nursing homes, group homes, and in other supported living environments. Guardianship is appointed by the Probate Court to make decisions for their wards relating to health care, living arrangements, or safety issues.