Better Business Bureau Report for
Circle of Love Foundation

Better Business Bureau Report issued March 2014
Better Business Bureau Report expires March 2016

This BBB Accredited charity meets all 20 Standards for Charity Accountability. Find out more...

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Charity Contact Information

Name: Circle of Love Foundation
Address: 4804 Innsbruck Dr.
  Rockford, IL 61114
Phone: 815-282-9243
Web Address:
Also known as:NA
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Better Business Bureau Comments

Year, State Incorporated: 1995, Illinois
Affiliates: None
Stated Purpose: -Share the Gospel with love and Compassion -Alleviate human suffering through free medial care & orphanages -Strengthen the local church -Help others develop a heart for missions -Give a hand up to those who live in poverty

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Evaluation Conclusions


Circle of Love Foundation meets the 20 Standards for Charity Accountability.
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Circle of Love Foundation is a non-profit non-denominational evangelical Christian 501(c)(3) organization that seeks to build the kingdom of God by reaching out in the love of Christ to those who are in need. Offering free medical clinics in impoverished areas is the primary vehicle for ministry. At a free medical clinic, an individual has the opportunity to hear the Gospel, receive quality medical care, prescription medications and a Bible in his/her language. Circle of Love seeks to bring about lasting changes through other programs such as church planting and building churches, orphanages, children's ministry, discipleship, micro-development, prison ministry and disaster relief. They have been active in South Africa, Thailand, Vietnam, Botswana, Guatemala, Uganda, Sudan and Sri Lanka.

For the fiscal year ended December 31, 2012, Circle of Love Foundation's program expenses were:

Mission trips and support 406,678
Grants 141,569
Pastor support 54,240
Total Program Expenses: $602,487
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Chief Executive : no paid staff, none

Chair of the Board: Dr David Laib
Chair's Profession / Business Affiliation: Chairman of Laboratory Servies, St Anthony Medical Center, Rockford, IL.

Board Size: 7

Paid Staff Size: 0

*Compensation includes annual salary and, if applicable, benefit plans, expense accounts, and other allowances.
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Fund Raising


Method(s) Used:

direct mail, invitations to fund raising events, internet
Fund raising costs were 14% of related contributions. (Related contributions, which totaled $160,072, are donations received as a result of fund raising activities.)
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Tax Status


This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.
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The following information is based on Circle of Love Foundation's audited financial statements for the fiscal year ended December 31, 2012.

Source of Funds  
Mission trips 284,780
Pastoral and missionary support 187,032
Contributions 126,284
Fundraising and other 33,788
Loss on investments -89
Total Income $631,795


Uses of Funds as a % of Total Expenses

Programs: 95%  Fund Raising: 4%  Administrative: 1% 

Total income $631,795
Program expenses $602,487
Fund raising expenses 22,607
Administrative expenses 9,213
Total expenses $634,307
Expenses in Excess of Income (2,512)
Beginning net assets 22,140
Ending net assets 19,628
Total liabilities
Total assets $19,628

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An organization may change its practices at any time without notice. A copy of this report has been shared with the organization prior to publication. It is not intended to recommend or deprecate, and is furnished solely to assist you in exercising your own judgment. If the report is about a charity and states the charity meets or does not meet the BBB Standards for Charity Accountability, it reflects the results of an evaluation of information and materials provided voluntarily by the charity. The name Better Business Bureau is a registered service mark of the Council of Better Business Bureaus, Inc.

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