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BBB Business Review

BBB Accredited Business since

Comenity Bank

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Phone: (800) 675-5685 PO BOX 182025, Columbus, OH 43218 View Additional Web Addresses

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Description

Comenity Bank, formerly World Financial Network National Bank,  processes credit card and billing account statements for many retail stores and businesses nationwide.

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Comenity Bank meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

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Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that raised the rating for Comenity Bank include:

  • Length of time business has been operating.
  • Complaint volume filed with BBB for business of this size.
  • Response to 2038 complaint(s) filed against business.
  • Resolution of complaint(s) filed against business.
  • BBB has sufficient background information on this business.

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Customer Complaints Summary Read complaint details

2038 complaints closed with BBB in last 3 years | 589 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 36
Billing/Collection Issues 1621
Delivery Issues 7
Guarantee/Warranty Issues 1
Problems with Product/Service 373
Total Closed Complaints 2038

Customer Reviews Summary Read customer reviews

39 Customer Reviews on Comenity Bank
Customer Experience Total Customer Reviews
Positive Experience 1
Neutral Experience 1
Negative Experience 37
Total Customer Reviews 39

Additional Information

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BBB file opened: January 01, 1966 Business started: 05/01/1989 Business started locally: 05/01/1989
Type of Entity

Corporation

Business Management
Ms. Melissa Sheese, Consumer Relations Manager Ms. Hollie Briggs, Administrative Assistant Mr. Christopher Judge, Vice President of Operations Mrs. Kristy Smallwood, Director of Sales & Service Mr. Jon Smith, Consumer Relations Specialist Supervisor
Contact Information
Principal: Ms. Melissa Sheese, Consumer Relations Manager
Customer Contact: Mr. Jon Smith, Consumer Relations Specialist Supervisor
Business Category

Credit Cards & Plans Banks

Alternate Business Names
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Additional Information

Because the company processes consumer credit card accounts and billing statements for many retail stores and businesses, the company advised in a letter to the BBB that an account number is necessary to address communication from our BBB in a timely manner. Therefore, we suggest that if you are filing correspondence with our office concerning this company, that you include your complete name and mailing address, the merchant's name, and the account number.

Company advises if consumers are attempting to reach Customer Service, check the number on the back of their card for the appropriate number for that client.  

Business Management

In August 2011, World Financial Network National Bank changed its name to World Financial Network Bank, but the company also still goes by the acronym WFNNB. Some of the company contact information and principals of this firm, World Financial Network Bank (WFNNB), are also principals of World Financial Capital Bank (WFCB). The BBB maintains separate reports on WFCB and WFNNB. Please note that World Financial Network Bank and World Financial Capital Bank are both wholly owned subsidiaries of Alliance Data which is headquartered in Dallas, TX. BBB Dallas, TX maintains a separate report on Alliance Data headquartered in Dallas, TX which is available at this link http://www.bbb.org/dallas/business-reviews/marketing-programs-and-services/alliance-data-in-plano-tx-90338127

Industry Tips
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Types of Complaints Handled by BBB

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