Charity ReviewIssued: November 2012 Expires: January 2015
Standards for Charity Accountability
- 1. Board Oversight
- 2. Board Size
- 3. Board Meetings
- 4. Board Compensation
- 5. Conflict of Interest
- 6. Effectiveness Policy
- 7. Effectiveness Report
- 8. Program Expenses
- 9. Fund Raising Expenses
- 10. Accumulating Funds
- 11. Audit Report
- 12. Detailed Expense Breakdown
- 13. Accurate Expense Reporting
- 14. Budget Plan
Fund Raising & Info
- 15. Truthful Materials
- 16. Annual Report
- 17. Website Disclosures
- 18. Donor Privacy
- 19. Cause Marketing Disclosures
- 20. Complaints
- Governance & Staff
- Fund Raising
- Tax Status
- BBB Comment
Apprisen meets the 20 Standards for Charity Accountability.
Customer Complaints Summary Read complaint details
|Complaint Type||Total Closed Complaints|
|Problems with Product/Service||6|
|Total Closed Complaints||8|
To help people improve their financial well-being through counseling, community outreach and financial education.
Business incorporated: 02/11/1967 in OH
Also Known As: CCCS of Midwest, Inc , Consumer Credit Counseling Service of the Midwest Inc. , Consumer Credit Counseling Service
According to information in BBB files, the organization's national name is Apprisen Financial Advocates, and in local communities the organization continues to do business as Consumer Credit Counseling Service (CCCS).
Board Chair: Mr. Richard C Belter, Consultant Business Affiliation: American Signature, Inc.
Board Size: 13
This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.
The following information is based on Apprisen's Audited Financial Statements for the fiscal year ending Saturday, December 31, 2011.
According to the charity, "...Apprisen does not have traditional fundraising activities. [The charity does] not actively solicit contributions as part of fundraising campaigns. As a result, we do not have any clearly identifiable expenses associated with the contributions. They are more spontaneous in response to the work we have done in the community and from grateful program graduates, as well as 'fair-share' contributions received from creditors for administering the Debt Management Program" (Related contributions, which totaled $9,233,195 are donations received as a result of fundraising activities.)
A BBB Accredited Charity since 05/19/1981. BBB has determined that in addition to meeting BBB's 20 Standards for Charity Accountability, Apprisen adheres to the BBB Code of Business Practices, which includes a commitment to make a good faith effort to resolve any complaints. Charities that display the BBB Accredited Charity Seal pay a fee for review / monitoring and for support of BBB's services to the public. BBB accreditation does not mean that the charity's programs or services have been evaluated or endorsed by BBB or that BBB has made a determination as to the charity's competency in performing services."
Apprisen is headquartered in Central Ohio and conducts business online and from several office locations nationwide. Our BBB office in Columbus, OH processes complaints concerning all Apprisen locations nationwide, and the scope of this Charity Report covers all Apprisen locations nationwide.
An organization may change its practices at any time without notice. A copy of this report has been shared with the organization prior to publication. It is not intended to recommend or deprecate, and is furnished solely to assist you in exercising your own judgment. If the report is about a charity and states the charity meets or does not meet the Standards for Charity Accountability, it reflects the results of an evaluation of information and materials provided voluntarily by the charity. The name Better Business Bureau is a registered service mark of the Council of Better Business Bureaus, Inc.
This report is not to be used for fund raising or promotional purposes.