BBB Quick Tips

  
     

Prom and Graduation Preparations

Prom and Graduation Preparations
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Avoid Becoming a Victim of Tax Identity Theft

Avoid Becoming a Victim of Tax Identity Theft
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

BBB Shorts: Holiday Layaway Contracts

BBB Shorts: Holiday Layaway Contracts
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Cyber Security Awareness

Cyber Security Awareness
  • Keep your devices clean by making sure all your devices have the latest security software up-date.
  • Protect personal information. Shred all statements and applications you get in the mail that you don’t want.
  • Use caution when logging into public Wifi hotspots.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

National Senior Citizen’s Day

National Senior Citizen’s Day
  • Research a company at bbb.org
  • Beware of high-pressure sales tactics
  • Use secure payment methods
  • Safeguard your personal information
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Back To School

Back To School
  • Sign up for email alerts at your favorite stores
  • Make a shopping list and budget
  • Keep your receipts
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Pet Care and Kenneling

BBB Advice: Pet Care and Kenneling
  • Get recommendations from friends and family, and check those out on
  • Visit the facility in person to check for safety and cleanliness.
  • Carefully read the boarding agreement for the terms of your pet's stay.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Fuel Additives and Gas Savings

BBB Advice: Fuel Additives
and Gas Savings
  • Clean out your trunk; don't carry around excess weight in your car.
  • Go online to find the least expensive gas station in your area.
  • Keep your tires inflated to their recommended levels for maximum efficiency.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Catfishing

BBB Advice: Catfishing
  • Never wire money to someone you haven't met.
  • Research the person, Google their name, or portions of their emails to see if they've been associated with a scam.
  • If a person refuses to meet in person, that's a red flag that they may not be who they say they are.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Top Summer Scams

BBB Advice: Top Scams of Summer
  • Vacation rental scams, go through a BBB Accredited travel agency
  • Moving scams, find a reasonable offer, really low estimates could be scams
  • Summer event tickets, beware of fake ticket scammers. Use
  • Summer Employment, be skeptical of any jobs requiring fees for training or background checks
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Summer Event Tickets

BBB Advice: Purchasing Summer Event Tickets

Disaster Preparedness

BBB Advice: Disaster Preparedness
  • Have a plan; know what to do and where to go in-case of evacuation
  • Prepare an emergency kit with basic essentials
  • Store copies of important family documents in a waterproof container
  • Find a BBB Accredited insurance company or contractor at bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Summer Camps

BBB Advice: Summer Camps
  • Find a BBB Accredited camp. Look them up at
  • Know the fees and payment policies in case of cancellation
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Lawn Care

BBB Advice: Lawn Care
  • Use a lawn care company you can trust. Look them up at
  • Check references and request photos of previous and current jobs.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Vacation Plans

BBB Advice: Vacation Plans
  • Use a travel company you can trust. Look them up at
  • Get all travel details in writing: itinerary, prices, booking info, etc.
  • Review everything carefully before signing the travel agreement
  • Verify reservations with hotels, flights, and rental agencies
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

College ID Theft

College ID Theft
  • Secure your mail. Both Regular and email.
  • Avoid carrying your social security card with you
  • Shred all sensitive documents before throwing them away
  • Check your credit report each year, for free, at
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Safeguarding Your ID While Traveling

Safeguarding Your ID While Traveling
  • Adjust your Social Media privacy settings to not show your location.
  • Place a hold on your mail.
  • Don't access your bank accounts via public, unsecured WiFi
  • Destroy used boarding passes.
  • Create a password lock for your cell phone
  • Download a GPS tracking app to your phone in case it is stolen.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Finding a Pool Cleaning Service

Finding a Pool Cleaning Service
  • Check BBB.org
  • Compare costs, get at least 3 bids.
  • Know what you want, and get it in writing
  • Verify licensing and insurance information for the company.

For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Door-to-Door Sales

Door-to-Door Sales
  • You have the right to cancel the sale within 3 days.
  • To cancel the sale, sign, date and mail the notice before midnight of the third day after the sale was made.
  • You should also receive a contract in the same language as the sales presentation with the date of sale, merchant's name and address, and a cancellation notice.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Hiring an Attorney

Hiring and Attorney
  • Do your research and get references by talking to colleagues.
  • Find a lawyer with experience and specializes in your type of case.
  • Be sure to get a written contract, and discuss costs so there's no surprises.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Finding a Trustworthy Physician

Finding a Trustworthy Physician
  • Do your research at checkbbb.org to see a BBB Business Review on physicians in your area.
  • If you have health insurance, call ahead of time to make sure they accept that type of insurance and ask what additional fees you might be faced with.
  • Check licensing by going to your state’s Department of Education and Department of Health.
  • Know your rights, as it’s against the law for a doctor to force you to get excessive tests or treatments.
  • If you have malpractice complaints, contact the Texas Medical Board.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Hiring a Mover

Hiring a Mover
  • Plan ahead and give yourself at least 6-8 weeks before your move out date.
  • Do your research and see a moving company’s history of complaints at bbb.org.
  • Compare pricing by getting at least three quotes from three different companies.
  • Take inventory of your belongings and make sure they’re numbered and described correctly.
  • Verify the moving company has insurance in case you fall victim to a moving scam.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Finding a Day Care

Finding a Day Care
  • Figure out if you’ll need a full-time or part-time facility and if you prefer for them to be in home or facility-based.
  • Research any child care facility by looking up its BBB Business Review at bbb.org
  • Turn to the Texas Department of Family and Protective Services to find out what licensing requirements each day care should have.
  • Visit each facility in person and bring your child along to see if it’s a good match.
  • Ask for references and talk to parents who have children enrolled in that program.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Bluetooth Hacking Scams

Bluetooth Hacking Scams
  • Create a password with a minimum of 8 characters.
  • Sign off your Bluetooth device, and switch it to “not discoverable” mode when you’re not using it.
  • Don’t accept pairing requests from people you don’t know.
  • Download those regular security updates.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Furniture Shopping

Furniture Shopping
  • Do your research at bbb.org to see a company’s history of complaints.
  • Read the fine print and make sure you understand their refund policy, especially if they’re offering a deep discount or flat screen TV with your purchase.
  • Get everything in writing, including who to contact in case your furniture arrives late or damaged.
  • And make sure you understand your financing terms, you should get at least three quotes to make sure you’re getting the best deal.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Fraudulent Sweepstakes

Fraudulent Sweepstakes
  • If you’ve won something, make sure you don’t have to buy or pay for anything to receive your prize.
  • Remember not to wire any money to cover taxes or processing fees, as it can be extremely difficult to get your money back.
  • Look out for scammers using the name of a government agency.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Investing Wisely

Investing Wisely
  • Research the backgrounds of firms and investment professionals.
  • Ask questions before giving out personal info, like "Are the reigstered with the FINRA or FCC?"
  • Consult family, friends, and a trusted financial professional before moving forward.
  • Be skeptical of secretive offers.
  • Educate yourself on investments and industry terms
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Hiring a Contractor

Hiring a Contractor
  • Find an Accredited Business on our BBB Member Pages
  • Get at least 3 bids.
  • Ask all contractors to provide references.
  • Check their licensing.
  • Review your contract thouroughly.
  • Be aware of large, upfront fees.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Securing Your Mobile Devices

Securing Mobile Devices
  • Lock your phone.
  • Keep your phone's software up to date.
  • Be aware of downloading unknown apps or clicking unknown links.
  • Check all your app permissions to see what data they have access to.
  • Avoid unsecured WiFi.
  • Pay close attention to your phone bill.
  • Erase old phones before discarding them.
  • Consider installing mobile security software.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Protecting Your Identity

Protecting Your Identity
  • Shred all sensitive documents.
  • Never carry your Social Security card.
  • Keep all your personal information private.
  • Avoid clicking on suspucious links in emails or texts.
  • Ceck your credit report at least once a year.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Donating to a Charity

Donating to a Charity
  • Research the organization at
  • Document the donation.
  • Be wary of imitation charities.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

Online Safety

Online Safety
  • Install anti-virus / anti-spyware software and keep them both updated.
  • Look for the "s" in the https:// in websites' URLs to ensure you're using a secure connection.
  • Beware of phishing emails.
  • Adjust your Social Media settings ot control your personal information.
  • Use creative and strong passwords.
For more tips, visit bbb.org/central-texas or check us out on Facebook at facebook.com/CentralTexasBBB

 

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