BBB Logo

Better Business Bureau ®
Start With Trust®

BBB Business Review

BBB Accredited Business since

BBB Business Reviews may not be reproduced for sales or promotional purposes.


We are also a Custom
Home Builder that Specializes in Modular Homes, Manufactured Homes, Mobile
Homes for sale near San Antonio Texas, and Foreclosures, Oilfield Housing, Man
Camps, Mobile Offices, Singlewides, Doublewides, Triplewides, Stick Built
Homes, On Your Lot Building, Mini Hotels, motels, military barracks, commercial
buildings, lodges,  Plexes, and more.

We have over 20 lenders to choose including an
in house lender that does owner financing for low, no, or bad credit. We also
offer VA Loans, FHA Mortgages, USDA Rural Loans, Investor Loans, chattel home
only loans, commercial lending, and more

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Smart Cash Homes LLC meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that lowered the rating for Smart Cash Homes LLC include:

  • Length of time business has been operating

Factors that raised the rating for Smart Cash Homes LLC include:

  • No complaints filed with BBB.
  • BBB has sufficient background information on this business.

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Smart Cash Homes LLC
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: July 25, 2013 Business started: 07/18/2011 in TX Business started locally: 07/18/2011 Business incorporated: 07/18/2011 in TX
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Texas Department of Housing & Community Affairs
221 E 11th St., Austin TX 78701
Phone Number: (800) 500-7074

Texas Department of Savings & Mortgage Lending
2601 N Lamar Blvd # 201, Austin TX 78705
Phone Number: (877) 276-5550

Type of Entity

Limited Liability Company (LLC)

Business Management
Mr. Joe Poyner, Director Mr. Joe Poynor, Owner
Contact Information
Principal: Mr. Joe Poyner, Director
Principal: Mr. Joe Poynor, Owner
Business Category

Home Builders Home Improvements Home Improvements - Additions Mortgage Brokers Manufactured Homes Distributors & Manufacturers Modular Homes

Products & Services

Smart Cash Homes LLC sells the following brand(s): Cavco Homes, Designer Series, Discovery Custom Homes, Fleetwood Homes, Palm Harbor Homes, Tru MH

Smart Cash Homes LLC offers the following product(s): Credit Repair, Custom Homes, Home Mortgage Loans, Land Locating, manufactured Homes, Mobile Homes, Modular Homes

Method(s) of Payment
Cash, Check, Invoice
Refund and Exchange Policy
Earnest money you give us is 100% refundable all though the lender may require you cover the cost of appraisal or survey for home loans.
Industry Tips
Tips for hiring a contractor

What is a BBB Business Review?

We offer free reviews on businesses that include background, licensing, consumer experience and other information such as governmental actions that is known to BBB. These reviews are provided for businesses that are BBB accredited and also for businesses that are not BBB accredited.


About BBB Business Review Content & Services:

Some Better Business Bureaus offer additional content & services in BBB Business Reviews.
The additional content & services are typically regional in nature or, in some cases, a new product or service that is being tested prior to a more general release.
Not all enhanced content & services are available at all Better Business Bureaus.

Professional AffiliationsX

Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.


BBB Complaint Process

Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business's response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.


Industry Tips


What is BBB Advertising Review?

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.


What government actions does BBB report on?

BBB reports on known significant government actions involving business' marketplace conduct.


Thank you for your feedback!

Help us improve by taking our survey.


BBB Reporting Policy

As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB Business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

Find a LocationX

  Change Location
Show Only Accredited Locations