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BBB Accredited Business since

Authorized Credit Card System, LLC

Phone: (512) 535-0120 Fax: (603) 386-6610 3500 S. Lamar Blvd, Bldg 2A, Austin, TX 78704

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If you are a business owner, chances are you've had to deal with credit card processing in some
capacity. Unless you have a PhD in Quantum Physics, it can be very difficult to understand. Even
then, it’s complicated. Keith Miller, President of Authorized Credit Card Systems, has created a credit card and transaction processing firm that puts clarity and good old-fashioned customer service back into the equation. “As a firm whose sizable growth year over year since inception has been based on making the most difficult and problematic remain simple and easy…We educate and empower our clients…not
confuse them!” states Keith. Authorized Credit Card Systems simple approach to a complicated industry has proven to be a great commodity to business owners throughout Central Texas and for that matter, the entire State of Texas. As a result, Keith garners an unparalleled reputation merely through the number of referrals received from his customers. “We take great pride in earning every customers trust and growing our customer base through excellent service and super competitive rates…not through lengthy contracts, hefty penalties and hidden fees.” states Keith. Let’s be honest.

Credit card processing is not what it used to be and for many business owners, the process is not getting any easier, just more complex with POS and mobile processing. Most credit card processors including their sales agents, banks and telemarketing firms alike fail to properly educate merchants in understanding their processing fees opening the door for higher fees to the merchant and even higher profits for the processor. Hidden fees seem commonplace in the industry and most merchants would be surprised to learn the lack of industry knowledge most sales agents achieve before hitting the streets (or phones) seeking a merchants signature.

So what’s the good news? “Credit card processing in itself is not difficult to understand,” says Keith. “My philosophy flies directly in the face of the industry. An educated referral becomes an everlasting customer. I spend half of my initial consult with a new customer unraveling their confusion of the industry and the balance explaining how we can help bring a real strategy and plan to their payment processing. Both are by-products of building trust” asserts Keith. If you're a business owner, it’s time to stop pouring and puzzling over monthly processing statements and join the ranks of those who trust Authorized Credit Card Systems. From local independent restaurants to commercial giants,
everyone is discovering Authorized Credit Card System’s honest and transparent approach to
transaction processing. “We bring a strategy and solution to your electronic payment processing. We can do business nationally, but our focus and preference is to service the greater Central Texas area so we can make a meaningful difference to the local business community.

Still fretting about those merchant account problems? Stop right now and call Authorized Credit
Card Systems. You’ll be thankful you did!

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Authorized Credit Card System, LLC meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Authorized Credit Card System, LLC include:

  • Length of time business has been operating
  • No complaints filed with BBB

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Customer Reviews Summary Read customer reviews

1 Customer Review on Authorized Credit Card System, LLC
Customer Experience Total Customer Reviews
Positive Experience 1
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 1

Additional Information

BBB file opened: January 25, 2008 Business started: 06/01/2006 in TX Business started locally: 06/01/2006 Business incorporated 03/02/2006 in TX
Type of Entity

Limited Liability Company (LLC)

Business Management
Mr. Keith B Miller, President
Contact Information
Principal: Mr. Keith B Miller, President
Business Category

Credit Card - Merchant Services Online Payments Credit Cards & Plans Credit Card Processing Service

Products & Services

Authorized Credit Card System, LLC sells the following brand(s): We are Authorized Agents for more than 9 direct Payment Processors and more than 30 other Industry related providers. We Reselers, Virtual Terminal Providers,

Authorized Credit Card System, LLC offers the following product(s): Merchant Accounts, Credit Card Processing, Mobile, eCommerce and POS payment providers

Hours of Operation
M: 9:00 AM - 5:00 PM
T: 9:00 AM - 5:00 PM
W: 9:00 AM - 5:00 PM
Th: 9:00 AM - 5:00 PM
F: 9:00 AM - 5:00 PM
S: Closed
Su: Closed
H: Closed
Method(s) of Payment
We don't charge you even $0.01 for our service. No startup fees, No Application fee, No Annual Fee, No PCI fees, No equipment costs, rental, lease or purchase needed.  We get paid by the processors similar to how an Insurance Agent gets paid by the Insurance company.  

Customer Review Rating plus BBB Rating Summary

Authorized Credit Card System, LLC has received 5 out of 5 stars based on 1 Customer Reviews and a BBB Rating of A+.

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.