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Commercial State Bank

Additional Locations

Phone: (432) 523-3440 Fax: (432) 523-6719 View Additional Phone Numbers 200 S. Main St., Andrews, TX 79714

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BBB Accreditation

This business is not BBB accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Commercial State Bank include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 1 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

1 complaint closed with BBB in last 3 years | 1 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 1
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 1

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Commercial State Bank
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: July 23, 1997 Business started: 11/02/1956 Business started locally: 11/02/1956
Type of Entity


Business Management
Jason Harper, Vice President Nadine Dunlap Mr. Joe Grist, Branch Manager
Contact Information
Customer Contact: Mr. Joe Grist, Branch Manager
Principal: Jason Harper, Vice President
Business Category


Additional Locations


    200 S. Main St.

    Andrews, TX 79714 (432) 523-3440


    2525 N. Grandview Ave., Ste. 900

    Odessa, TX 79761 (432) 550-0700


    3018 Kermit Hwy.

    Odessa, TX 79764 (432) 580-5333


    407 N. Big Spring St.

    Midland, TX 79701 (432) 684-0060


    4409 W. Wadley Ave.

    Midland, TX 79707 (432) 694-3444


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.

Complaint Detail(s)

8/5/2015 Billing/Collection Issues | Read Complaint Details

Additional Notes

Complaint: I recently purchased an airline ticket (December 2014) that was reimbursed by ******** ******* on 5/19/2015. When I purchased the airline ticket I had an account and used my debit card for Commercial State Bank. Since purchasing the airline ticket I have closed that bank account and opened a new account with a different bank. The airline says the ticket was reimbursed onto my old debit card with Commercial State Bank which I closed about 5 months ago. Commercial State Bank says they did receive the money for $557.20 and held it until June 2, 2015 and then sent the money back to the airline. The airline says they do not have it. Commercial State Bank Is saying they do not have the $557.20 either.

Desired Settlement: I would need the $557.20 reimbursed. This is what is owed and there's nothing the bank has to prove they sent it back. So in essence I want to be reimbursed the money in the amount of $557.20.

Business Response:

To Whom It May Concern:

Commercial State Bank received notification of compliant filed by ******* ** ******, on July 2, 2015 to The Better Business Bureau. In response to the compliant, Commercial State Bank has been in constant communication with Mr. ****** and ******** ******** to help resolve this issue.

As stated, Mr. ****** purchased airline tIcket(s) December 1, 2014, posting to his account December 2, 2014. Mr. ****** closed his account effective January 29, 2015, thus closing his debit card. The bank received credit for cancellation, May 22, 2015, given the account was closed funds were returned to ******** ******** in good faith. We spoke with a representative of ******** ******** on July 6, 2015 because the bank returned the credit a check will be issued to Mr. ******. We made contact with Mr. ******, that day, informing him of the status.

Enclosed you will find a copy of a Visa Resolve Online showing the money going back to ******** *******. If you should have any further questions or need assistance In regards to this matter, please feel free to contact me at the number listed below.

Thank you,
****** ** ***** **** *********  ****** **********

Customer Review(s)

The customer review(s) below are un-filtered. These positive and negative reviews are not used in the calculation of the BBB Rating. If you wish to file a complaint and request a resolution to your issue please click here. This customer review section is not BBBs complaint resolution system. Customer Reviews are the subjective opinion of the individual who posted the review and not of Better Business Bureau. A customer review is not posted on a business if a BBB complaint on the same issue(s) is also filed. BBB cannot guarantee the accuracy of any customer review and is not responsible for the content of any customer review. Public comments are not customer reviews.

Customer Reviews Summary

0 Customer Reviews on Commercial State Bank
Positive Experience (0 reviews)
Neutral Experience (0 reviews)
Negative Experience (0 reviews)