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BBB Accredited Business since

Cord Financial Services

Phone: (254) 742-2764 Fax: (254) 773-1762 View Additional Phone Numbers 6261 Central Pointe Pkwy, Temple, TX 76504 View Additional Email Addresses

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BBB Accreditation

A BBB Accredited Business since

BBB has determined that Cord Financial Services meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that raised the rating for Cord Financial Services include:

  • Length of time business has been operating
  • Complaint volume filed with BBB for business of this size
  • Response to 2 complaint(s) filed against business
  • Resolution of complaint(s) filed against business

Customer Complaints Summary Read complaint details

2 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 1
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 1
Total Closed Complaints 2

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Cord Financial Services
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: March 24, 2006 Business started: 09/01/2001 in TX Business started locally: 09/01/2001 Business incorporated 12/29/1975 in TX
Type of Entity


Business Management
Mr. James R Fikes, CEO Mr. Kenneth Gilbert, General Manager Mr. Mike Gonzalez, Marketing Director Mr. Cecil Poque, Director of Operations
Contact Information
Principal: Mr. James R Fikes, CEO
Customer Contact: Mr. Mike Gonzalez, Marketing Director
Business Category

Automated Teller Machines Bank Equipment & Supplies Credit Card Processing Service Credit Card - Merchant Services Financial Services

Alternate Business Names
Fikes Wholesale Inc
Industry Tips
Finding a financial planner

Additional Locations

  • 6261 Central Pointe Pkwy

    Temple, TX 76504 800410521714250 800410521714254 (254) 742-2764


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.

Complaint Detail(s)

3/7/2014 Problems with Product/Service | Read Complaint Details

Additional Notes

Complaint: On march 2, 2014 I attempted use cord financial ATM locatedAt the lynx bus terminal in ******* ******* locatedOn ******* *** and the machine did not dispenseThe cash. I immediately called the 800# listed on the frontThe front of the machine and the emergency deptAnswered. I informed the man of the problem and he stated I wouldHave to call back during regular bussiness hours.Cord financial services has allowed my money too be tied upIn their system although they knew their machineMalfunctioned. I live on a fixed income and every dollar Counts. Your urgent attention regarding this matter Will be greatly appreciated.

Desired Settlement: Done soon

Business Response: CORD ********* ******** **** ********** *********, ***** ******, and ******** ** *********, **** ********, have been in contact with *** ****** since receiving the complaint. It was explained to *** ****** that the
ATM used did not dispense his full amount of $40.00 because of an ATM
communication error. CORD Financial Services has submitted to ******** an
adjustment to be made to *** ******’s checking account of $42.95 ($40.00 plus
$2.95 ATM access fee). According to Regulation E, ******** has five to seven
business days to respond to our adjustment submission. *** ****** was satisfied
with the course of action CORD Financial Services has taken to resolve the

Consumer Response: Complaint: *******

I am rejecting this response because:

***** ******

5/10/2013 Advertising/Sales Issues | Read Complaint Details

Additional Notes

Complaint: General Manager knowingly overcharged me as the customer for the purchase of ATM machines telling me that a credit refund would be issued in October of 2012. I have made 27 attempts to contact the General Manager ***** ******* and have been ignored. It is my belief that this company is involved in false and criminal type behavior. In addition I have been unable to receive warranty support due to the avoidance by Cord Financial.

Desired Settlement: To date there is a balance due to me of $8,468.00. In addtion I demand 18% interest on my monies and demand that the company be transparant to a Federal Investigation into its Unfair and Deceptive Practices. As a result of my inability to recieve warrent parts replacement I am seeking that Cord Financial pay $25,000.00 for my time and lost income. That Cord Financial be punished to the full extent of the law.

Business Response: CORD Financial Services General Manager ******* *******, has been in contact with Mr. ****** since receiving the compliant. After discussions with the customer the discrepancy has been resolved and on 4/23 a credit memo in the amount of $8,468 was issued to **** ********** Furthermore, a full refund in this amount will be issued to **** ********. Mr. ****** acknowledged that this matter is resolved and considered closed.   Mr. ****** did bring up a matter about ATM toppers and both parties agreed that he will contact ******* ******* directly to handle any exchange or refund on this matter.