Comment Submitted 6/24/2013

Can I, the buyer, shop around for title insurance or must all this be handled by my closing attorney?

Question Submitted 7/2/2013

I purchased a home and title insurance in 1990; the deed said the home was built in 1969. In the past few years the age of the home on deed is now 1959 and my home owners insurance was not renewed because they don't insure homes of this age; I also wonder if I've over paid real estate taxes for years since the home was older than I thought. I feel like I've been robbed...is this legal?? Was there any way to have been protected from this situation? Many thanks! Dianna

BBB's Answer:

You will have to contact an attorney that specializes in this with this question. 

Question Submitted 7/13/2013

If the property is paid for why do I need a Title co. ************

BBB's Answer:

You will have to contact an expert in title insurance with this question. 

Comment Submitted 7/13/2013

Can I buy Title Insurance on the home we are purchasing after we discover a defect in the Title?

Question Submitted 8/3/2013

I recently purchased property and the survey I paid for did not show the 50 foot utility easement (25 each side) that is running along the border of my property. The porch on the side of my house is 21 feet from the line. After calling PA on-call to dig, the gas company arrived and said I can do nothing with the 25 feet from the property line! I'm getting a run around from the title company and the contractor dumped me because he said I should have known this and it should have been on my deed. My deed has a reference to someone else's deed written in it, but that's it. Should I get a lawyer?

BBB's Answer:

I think your best bet it to get advice from an attorney. 

Comment Submitted 8/6/2013

I have an agreement to purchase a property and the lender is requiring me to purchase a LENDER'S title insurance policy AND an OWNER'S title insurance policy. Can they require me to do that? I don't want one. Seems to me that the lender's policy adequately protects their interests and the benefit to them of from an Owner's policy, if any, is indirect and duplicative.

Question Submitted 8/11/2013

We are selling our home. The title company doing the closing did a title search and it is showing the the previous owner took out a 51,000 equity line of credit on this home and also it shows also their were unpaid mortgages. The title company who did the original closing the past away and the wife i talk too said their closed down and they shredded all paper work. 1. this was never told to us when we bought the home. is that ok. what is our best plan.

BBB's Answer:

I would suggest speaking with an attorney in your area that specializes in real estate or title law. 

Comment Submitted 8/14/2013

My husband and I purchased our house in 1990. He is presently in a nursing home and the deed was put in my name. I want to purchase a new Title Policy. However, I cannot find the original policy from 1990. The company which issued the policy was bought out by another one. I called that company but was told that they cannot find a record of the policy. What should I do? Is the original one that important?

Comment Submitted 8/18/2013

WE ARE BUYING A HOUSE THAT WAS FORCLOSED ON THROUGH THE BANK. WE ARE PAYING CASH FOR THIS HOUSE. THEY ARE GOING TO GIVE US AN INSURABLE TITLE WITHOUT STANDARD EXCEPTIONS. WHAT IS THAT AND WHAT IS THE DIFFERENCE.

Comment Submitted 8/19/2013

In a purchase transaction, is a new buyer required to obtain an owners title policy? If not, can a lender require that the buyer obtain an Owners Title Policy in addition to the required Lenders Title Policy?
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