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BBB Business Review

BBB
212 10th Avenue South, Nampa, ID 83651
Principal: Mr. Lucio "Angel" Granados, Owner

BBB Accredited Business since

Advanced Credit Solutions

Phone: (877) 461-9443 View Additional Phone Numbers 212 10th Avenue South, Nampa, ID 83651 http://www.idahoacs.com

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Description

This company assists consumers in disputing negative information on the consumer's credit report with the three major credit bureaus.

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Advanced Credit Solutions meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that raised the rating for Advanced Credit Solutions include:

  • No complaints filed with BBB.
  • BBB has sufficient background information on this business.

Industry Ratings Comparison | Chart


Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Definitions | BBB Complaint Process | File a Complaint against Advanced Credit Solutions

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Advanced Credit Solutions
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Read Customer Reviews | Submit a Customer Review | See Trends in Customer Reviews on Advanced Credit Solutions

Additional Information

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BBB file opened: January 03, 2008 Business started: 10/01/2007 in ID
Type of Entity

Limited Liability Company (LLC)

Business Management
Mr. Lucio "Angel" Granados, Owner
Contact Information
Principal: Mr. Lucio "Angel" Granados, Owner
Business Category

CREDIT REPAIR SERVICES - NO ADVANCE FEE CREDIT & DEBT COUNSELING

Alternate Business Names
AR & Associates, LLC
Industry Tips

Credit Repair

(Note:  These tips pertain to the industry cited above and do not necessarily track our experience with the company in whose report they appear.  In particular, industry complaints referenced below are typical of the industry as a whole, but not necessarily every company in the industry.)  
The Fair Credit Reporting Act gives you the right to obtain a copy of your credit report.  You also have the right to dispute whether any specific entries on your report should be there.  The credit bureau must then investigate and remove inappropriate entries.  

Credit repair companies offer to assist you in verifying the entries on your credit report.  No one can help you remove an item just because it is negative.  Information which is accurate and verified will usually remain on your credit report for seven years, or ten years in the case of bankruptcy.  You do have a right to put a brief statement in your credit report explaining particular entries in some circumstances.  

According to federal law, credit repair companies may not charge an up front fee for their services.  Also, you have the right to cancel a contract with a credit repair organization within three business days from the date the contract was signed.  

The Federal Trade Commission has information for you on how to improve your credit report and how to deal with credit repair companies.  Call toll-free 1-877-382-4357 for assistance.  You can also go to the Commission’s Website at www.ftc.gov for free information.

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Same Relative Size   All Businesses
The information in the chart below represents an industry ratings comparison of businesses which are of the same relative size or for all businesses (see toggle). This is based on BBB's database of businesses located in Snake River Region. Businesses may engage in more than one type of business.
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Types of Complaints Handled by BBB

BBB handles the following types of complaints between businesses and their customers so long as they are not, or have not been, litigated:

We do not handle workplace disputes, discrimination claims or claims about the quality of health or legal services.

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BBB Complaint Process

Your complaint will be forwarded to the business within two business days. The business will be asked to respond within 14 days, and if a response is not received, a second request will be made. You will be notified of the business's response when we receive it (or notified that we received no response). Complaints are usually closed within 30 business days.

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BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to prove their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

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What government actions does BBB report on?

BBB reports on known significant government actions involving business' marketplace conduct.

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As a matter of policy, BBB does not endorse any product, service or business.

BBB Business Reviews are provided solely to assist you in exercising your own best judgment. Information in this BBB Business Review is believed reliable but not guaranteed as to accuracy.

BBB business Reviews generally cover a three-year reporting period. BBB Business Reviews are subject to change at any time.

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