Guest Blogger: Jean Mabry- Clark-Theders Insurance Company- BBB Accredited Business
Did you ever wonder what would happen when your tree falls on your neighbor’s house during a wind storm? Who would be responsible? Will your homeowner’s insurance policy cover their damage? This would be considered an act of Mother Nature and is not covered unless it was caused by your negligence. This particular question is one that comes up often since we have so many hail and wind storms during this time of the year.
As a homeowner, it your responsibility to maintain your property, including your trees to ensure that any dead limbs or dead trees are cut off or cut down.
Also, if you notice that your neighbor has some dead trees and or dead tree limbs, make sure you speak with them about the situation so they are aware of the issue and ask if th