Sail Into Wedding Season Confident and Insured

Nobody wants to think of the possibility of getting jilted on their wedding day. The day is supposed to be magical but, as smart shoppers know, anything can happen…even on your Big photographer 150x150 Sail Into Wedding Season Confident and Insured

BBB and The Knot have put together a few tips for those that are considering investing in wedding insurance:

How Much Does Wedding Insurance Cost? A basic insurance policy that covers loss of photos, videos, attire, presents, rings, and deposits usually costs between $155 and $550, depending on the amount of coverage you want. General liability insurance, which covers up to $1,000,000 for accidents, costs around $185.

Do You Really Need Wedding Insurance? Before you buy wedding insurance, check with your each of your vendors to see how well they’re covered. Make sure to check that they are a reputable business via their BBB Business Review at Your reception site or your caterer may also already have their own insurance, so you wouldn’t want to pay for overlapping coverage out of your own pocket. Make sure to get everything in writing and ask your vendors for a copy of their policy to see where you aren’t fully covered.

When Should You Get Wedding Insurance? The sooner the better. Let’s say you put a deposit on your wedding reception hall 12 months prior to your wedding date and then it burns to the ground a few weeks before the big day. With wedding insurance, you’ll be sure to get your deposit back.  Make sure you know how far in advance you can purchase the insurance, some insurance companies have limitations.

What Does Wedding Insurance Cover? Problems with the site, weather, vendors, key people, sickness, or injury are the top concerns come wedding day. There is usually a specified maximum amount, which can be claimed under each section, and a deductible also applies. Be sure to find out the details of your insurance plan.

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About Kelsey Owen

Kelsey Owen is the Director of Communications and Public Affairs for the Better Business Bureau serving Metro Washington DC and Eastern PA (@BBB_DCPA). Prior to December 2014, Kelsey was the Communications and Marketing Coordinator for the Council of Better Business Bureaus based out of Arlington, VA. Kelsey graduated from Denison University with a degree in economics and communication and holds a master's degree in media entrepreneurship from American University.