We all get junk mail, and most of us throw it away without ever giving it a second thought. But think about this: Do you know scammers and fraud artists dig through garbage to find personal information? What if you could actually stop unwanted junk mail? Your BBB offers three different ways to reduce unwanted junk mail and in the process help protect consumers against identity theft.
Pre-Approved Credit Card Offers
o It is important for consumers to shred or destroy any pre-approved credit card offer. Identity thieves can take pre-approved offers and open accounts in your name.
o To stop receiving pre-approved credit card offers, consumers can call 1-888-567-8688 or visit www.optoutprescreen.com. (Consumers will be asked for personal information including their Social Security Number, address, name, and birth date.)
Solicitations Sent to Children
o If you are receiving mailed advertisements or credit card offers for your children who are under the age of 13, it might be a sign of identity theft. Parents should contact the three major credit bureaus (Equifax, Experian, and TransUnion) to inquire about their child and notify them of the situation.
o Equifax: 1-800-525-6285
Direct Mail Offers
o Direct Marketing Association is a trade association with almost 3,600 organizations that send direct mail. To stop receiving mail from DMA, consumers can visit www.dmachoice.org.
It’s important to note that your junk mail will not be completely eliminated by contacting these companies; however it will help reduce the amount you are receiving. Also, some companies may take longer than others to process your request (some up to six weeks); don’t be discouraged if you still receive mail you recently opted out of.
For more tips to become a savvy consumer visit www.bbb.org.